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State of New Jersey Housing and Mortgage Finance Agency
State of New Jersey Housing and Mortgage Finance Agency HMFA Home

Rates Are Subject To Change Without Notification

PROGRAM CURRENT INTEREST RATES
First-Time Home Ownership Program  4.25% with 0 points
This rate is effective August 11, 2011.
Home Plus Program 

4.625% with 3 points*
This rate is effective August 11, 2011.

Police & Firemen's Retirement System Mortgage Loan Program 
Funding for First Time Home Buyers and Trade-up Buyers is available
3.62% plus $1,825 fee.
This rate is effective August 15, 2011.
Purchase Rehabilitation
Mortgage Program
 

4.625% with 3 points*
This rate is effective August 11, 2011.

Reverse Mortgage Program  Variable based on Treasury Bill and adjustment


* 1 point is equal to 1% of the mortgage amount

NJ Housing and Mortgage Finance Agency, 637 South Clinton Avenue, P.O. Box 18550, Trenton, NJ 08650
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New Jersey Housing and Mortgage Finance Agency
637 South Clinton Avenue
P.O. Box 18550
Trenton, NJ 08650
609-278-7400
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