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Personal Finance - Tips | |||||||||
Topics: Financial Institutions >
Automated Teller Machines > New Jersey Consumer Checking > Electronic Transfer Account |
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Financial Institutions | |||||||||
Select Your Account Carefully Avoid Activities That Will Result
in Charges Keep Careful Track of Your Balance Take Advantage of Specially Priced
Accounts Take Advantage of Specially Targeted
Accounts |
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Automated Teller Machines (ATMs) | |||||||||
While most ATMs offer the same general banking services, at some ATMs the customer can reorder checks, buy stamps, or send messages to the bank. While those machines may differ slightly from your own bank's ATM, many permit you to check balances, transfer funds and withdraw cash. |
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U.S. Department of the Treasury Electronic Transfer Account (ETA) | |||||||||
Direct deposit is regarded as the first choice for federal payment recipients, and nearly all financial institutions in New Jersey offer it to their account holders. The ETA is another option for customers who may not want a checking account or may not qualify for a bank account. For consumers who are comfortable doing business with cash and money orders and do not want to manage a checkbook, the ETA can be an entry product which offers them a secure, safe way to keep their funds while building a credit history and experience in maintaining a bank account. The financial institutions that offer
the ETA must enter into an agreement with the Treasury Department. The features
of the ETA include no-minimum balance, at least four cash withdrawals and
four balance inquiries a month from a teller and/or ATM, a monthly statement,
and a $3 monthly fee or less. |
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Updated: January 10, 2002 |
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey. | You will need to download the latest version of Adobe Acrobat Reader in order to correctly view and print PDF (Portable Document Format) files from this web site. |
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State of New Jersey New Jersey Department of Banking and Insurance |