NJDOBI Legislative Rule Proposals - Comment Period Expired

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Rule Proposals - Comment Period Expired

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2011

Division

Rule

Accelerated Death Benefits
N.J.A.C. 11:4-30.2 through 30.11
Notice of Proposed Amendments

Producer Licensing
Participation in National Insurance Producer Database
Proposed New Rule: N.J.A.C. 11:17-1.3

Health Maintenance Organizations
Health Care Quality Act Application to Insurance Companies, Health Service Corporations, Hospital Service Corporations and Medical Service Corporations
Proposed Amendments: N.J.A.C. 11:24-1.2, 3.7 and 8.3 through 8.8 and 11:24A-1.2, 3.2, 3.4, 3.5, 3.6 and 3.7
Proposed Repeal: N.J.A.C. 11:24-8.9

Exportable List
Proposed Amendment: N.J.A.C. 11:1-34.6

Captive Insurance
Proposed New Rules: N.J.A.C. 11:28

Personal Injury Protection
Personal Injury Protection Benefits: Medical Protocols; Diagnostic Tests
Personal Injury Protection Dispute Resolution
Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage
Proposed New Rules: N.J.A.C. 11:3-4.7A, 4.7B, 29.5 and 11:3-29 Appendix, Exhibits 1 through 6
Proposed Amendments: N.J.A.C. 11:3-4.2, 4.4, 4.7, 4.8, 4.9, 5.2, 5.4, 5.5, 5.6, 5.12 and 29.1 through 29.4
Proposed Repeals: N.J.A.C. 11:3-29 Appendix, Exhibits 1 through 7

Dedicated Funding Assessment
Notice of Proposed Readoption with Amendments: N.J.A.C. 3:5

Insurance Producer Standards of Conduct: Commissions and Fees
Service Fees
Proposed Amendment: N.J.A.C. 11:17B-3.2

Real Estate Commission
Referral Agents; Broker Licensee E-mail Address
Proposed Amendments: N.J.A.C. 11:5-1.1, 1.3, 1.5, 2, 3, 4.1, 4.4, 4.5, 5.5, 6.1, 6.8, 7.1, 7.2, 7.4, 8.2 and 9.6
Proposed New Rules: N.J.A.C. 11:5-3.15 and 6.10

State College Risk Management Groups
Proposed New Rules: N.J.A.C. 11:15-7

Administration
Proposed Readoption with Amendments: N.J.A.C. 11:1

General Provisions
Proposed Readoption with Amendments: N.J.A.C. 3:1

Health Benefit Plans
Proposed Readoption with Amendments: N.J.A.C. 11:22
Proposed Repeals: N.J.A.C. 11:22-3.4 and 3.5 and 11:22-3 Appendix Exhibits 1A, 1B and 2

Please Note: There was a misprint in the published proposal. On page 14, the correct link to access the Department's web site is http://www.state.nj.us/dobi/formlist.htm#insuranceformsandapps

Actuarial Services
Proposed Readoption with Amendments: N.J.A.C. 11:4

Retained Asset Accounts and Other Life Insurance Settlement Options
Proposed New Rules: N.J.A.C. 11:4-61

Safe and Sound Methods of Banking
Proposed Readoption: N.J.A.C. 3:7

Personal Lines: Rate Filing Review Procedures
Proposed Amendments: N.J.A.C. 11:1-45.1, 45.3 and 45 Appendix
Proposed New Rule: N.J.A.C. 11:1-45 Appendix Exhibit B

Continuing Education
Proposed Amendments: N.J.A.C. 11:5-2.2, 2.3, 2.5 and 2.6
Proposed New Rules: N.J.A.C. 11:5-12

Advertising
Proposed Readoption with Amendments: N.J.A.C. 3:2

Waivers of Mortgage Guaranty Insurers' Liability-to-Policyholders Surplus Ratios
Proposed New Rule: N.J.A.C. 11:2-27.5

Dental Services
Proposed Readoption with Amendments: N.J.A.C. 11:10
Proposed Repeals: N.J.A.C. 11:10-1.13 and 11:10 Appendices A and B

Individual Health Coverage Program
Carriers Informational Rate Filing Requirements; Loss Ratio and Refund Reporting Requirements; Relief from Obligations Imposed by the Individual Health Insurance Reform Act and Withdrawals of Carriers from the Individual Market and Withdrawal of Plan, Plan Option or Deductible/Copayment Option
Proposed Readoption: N.J.A.C. 11:20-3A, 6, 7, 11 and 18 and 11:20 Appendix Exhibits E and J

Maternity Installment Payments
Proposed New Rules: N.J.A.C. 11:22-9

2010

Division	Rule

	Dental Services Proposed Readoption with Amendments: N.J.A.C. 11:10 Proposed Repeals: N.J.A.C. 11:10-1.13 and 11:10 Appendices A and B
	Individual Health Coverage Program Carriers Informational Rate Filing Requirements; Loss Ratio and Refund Reporting Requirements; Relief from Obligations Imposed by the Individual Health Insurance Reform Act and Withdrawals of Carriers from the Individual Market and Withdrawal of Plan, Plan Option or Deductible/Copayment Option Proposed Readoption: N.J.A.C. 11:20-3A, 6, 7, 11 and 18 and 11:20 Appendix Exhibits E and J
	Maternity Installment Payments Proposed New Rules: N.J.A.C. 11:22-9
	Health Care Quality Act Application to Insurance Companies, Health Service Corporations, Hospital Service Corporations, and Medical Service Corporations Proposed Readoption with Amendments: N.J.A.C. 11:24A Proposed Repeals: N.J.A.C. 11:24A-1.3 and 11:24A Appendix
	Reporting Financial Disclosure and Excess Profits Proposed Amendments: N.J.A.C. 11:3-20.3, 20.4 and 20.5 and 11:3-20
	Automobile Insurance - Voluntary Written Exposure and Primary Classification Data; Homeowners Comparison Survey Proposed Repeals: N.J.A.C. 11:3-16.12 and 11:4-29
	Limitations on the Use of Specific Terms or Designations in the Sale of Life Insurance Proposed New Rules: N.J.A.C. 11:4-60
	Insurance Group Proposed Readoption: N.J.A.C. 11:2 Proposed New Rules: N.J.A.C. 11:2-42.9 and 42.10 Proposed Repeal: N.J.A.C. 11:2-41
	Unusual Hardship for Covered Claims Under the New Jersey Property-Liability Insurance Guaranty Association and New Jersey Surplus Lines Insurance Guaranty Fund Unusual Hardship Proposed Amendment: N.J.A.C. 11:1-43.3
	Procedures on Disciplinary Actions, Contested Applications, Declaratory Ruling Requests Procedures Applicable to Appeals of Initial Denials of Licensing Applications Proposed Amendment: N.J.A.C. 11:5-11.10
	Renewal, Nonrenewal and Cancellation Notice Requirements; Buyers Guide; Coverage Selection form; Automobile Insurance Consumer Bill of Rights for Standard and Basic Policies; Notice to Insureds and Maintenance of Data Proposed Amendments: N.J.A.C. 11:2-29.3; 11:3-15.1, 15.4 and 15.5; and 11:25-2.3 Proposed Repeals: N.J.A.C. 11:25-2.6 and N.J.A.C. 11:25 Appendix
	Acceptance, Renewal, Nonrenewal and Cancellation of Automobile Insurance Policies Standards for Nonrenewal; Issuance of Nonrenewal Notices; Limitations on Nonrenewal Reproposed Amendments: N.J.A.C. 11:3-8.4, 8.5 and 8.6 Proposed Amendments: N.J.A.C. 11:3-8.2, 8.8 and 8.11; and 11:3-34.2 and 34.4
	Limited Death Benefits General Requirements Proposed Amendments: N.J.A.C. 11:4-21.3
	Term Life Insurance Comparison Survey Minimum Standards for Specified Disease and Critical Illness Coverages - Advertising Proposed Repeal: N.J.A.C. 11:4-31 Proposed Amendment: N.J.A.C. 11:4-53.7
	Department Organization Proposed Readoption with Amendments: N.J.A.C. 3:3 Attachment
	Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities Valuation of Life Insurance Policies Proposed Amendments: N.J.A.C. 11:4-27A.3 and 32.3
	Private Passenger Automobile Insurance Territorial Rating Plans Territorial Rating Equalization Exchange Proposed Amendments: N.J.A.C. 11:3-16A.1, 16A.2 and 16A.4 Propsed Repeals: N.J.A.C. 11:3-16A.10, 16A.11 and 16A.12
	Changes to Medical Malpractice Liability Insurance Rates Proposed New Rules: N.J.A.C. 11:27-14
	Insurance Producer Standards of Conduct Proposed Readoption with Amendments: N.J.A.C. 11:17A and 11:17B Proposed Readoptions: N.J.A.C. 11:17C and 11:17D
	Government Unit Deposit Protection Proposed Repeal: N.J.A.C. 3:1-4 Proposed New Rules: N.J.A.C. 3:34
	Check Cashing Proposed Readoption: N.J.A.C. 3:24
	Insurance Premium Finance Company Act Rules Proposed Readoption with Amendments: N.J.A.C. 3:22
	Medical Malpractice Liability Insurance Proposed Readoption: N.J.A.C. 11:27
	Advertisement of Life Insurance and Annuities; Disclosure and Suitability Requirements for Annuities Directly Solicited to Consumers Proposed Amendment: N.J.A.C. 11:2-23.5 Proposed New Rules: N.J.A.C. 11:4-59
	Investments Proposed Readoption: N.J.A.C. 3:11
	Proposed Interstate Acquisition Proposed Readoption: N.J.A.C. 3:33
	Consumer Lenders and Sales Finance Companies Proposed New Rules: N.J.A.C. 3:17
	Group Self-Insurance Proposed Readoption with Amendments: N.J.A.C. 11:15
	Check Cashing Fees Proposed New Rule: N.J.A.C. 3:24-4.1 Proposed Recodifications: N.J.A.C. 3:24-4.1 as 4.3 Proposed Amendments: N.J.A.C. 3:24-1.3, 4.2 and 5.2
	Data Submission Requirements for All Producers with Surplus Lines Authority and Eligible Surplus Lines Insurers Proposed Amendments: N.J.A.C. 11:19-3.3 and 3.5 Proposed Repeal: N.J.A.C. 11:19-3 Appendix

2009

Division	Rule

	Insurance Producer Standards of Conduct; Marketing Unfair Trade Practices, Rebates and Inducements; Prohibited Practices Proposed Amendment: N.J.A.C. 11:17A-2.3
	Long-Term Care Insurance Filing Requirements for Advertising Proposed Repeal: N.J.A.C. 11:4-34.20 Proposed Amendment: N.J.A.C. 11:4-34 Appendix J
	Insurance Producer to Witness Signature of Insured Proposed Amendment: N.J.A.C. 11:17A-4.2
	Producer Licensing Managing General Agents Proposed Amendment: N.J.A.C. 11:17-6.3
	Exportable List Proposed Amendment: N.J.A.C. 11:1-34.6
	Life/Health Annuity Forms Proposed Amendments: N.J.A.C. 11:4-40.4, 40.5 and 40A.4 Proposed Repeal: N.J.A.C. 11:4-40 Appendix
	Personal Lines: Rate Filing Review Procedures Proposed Amendments: N.J.A.C. 11:1-2A.1 and 45.1 and 11:3-18
	Personal Lines: Rate Filing Review Procedures Proposed Amendments: N.J.A.C. 11:1-2A.1 and 45.1 and 11:3-18
	Annual Audited Financial Reports Proposed Amendments: N.J.A.C. 11:2-26.1 through 26.6 and 26.9 through 26.14 Proposed New Rules: N.J.A.C. 11:2-26.14, 26.15 and 26.16
	Notice of Pre-Proposal Notification of Producer Compensation N.J.A.C. 11:17B-4
	Notification of Producer Compensation Proposed New Rules: N.J.A.C. 11:17B-4
	General Provisions - Miscellaneous and Mortgage Loans, Fees, and Obligations Department Organization - Nonpublic Records Residential Mortgage Lenders; Correspondent Mortgage Lenders; Residential Mortgage Brokers; Qualified Individual Licensees; Mortgage Loan Originators Fees, License Terms and Annual Reports for Licensees Proposed Amendments: N.J.A.C. 3:1-7, 7.4, 7.6, 16.1 and 16.3; 3:3-2.1, 3:15; and 3:23-2.1 and 4.1 Proposed New Rules: N.J.A.C. 3:15-1.8, 2.3, 2.11, 2.12 and 2.15 Proposed Repeals: N.J.A.C. 3:1-16.11 and 3:15-2.10, 2.11, 4.2, 6.8, 6.10, 6.11, 6.13, 10.3 and 11.1
	Bank Service Corporations Proposed Readoption with Amendment: N.J.A.C. 3:14
	Health Benefit Plans Prompt Payment of Claims Reproposed New Rules: N.J.A.C. 11:22-1.6
	Annual and Quarterly Financial Statement Submission Requirements Reproposed New Rules: N.J.A.C. 11:19-1
	Acceptance, Renewal, Nonrenewal and Cancellation of Automobile Insurance Policies Standards for Nonrenewal; Issuance of Nonrenewal Notices; Limitations on Nonrenewal Proposed Amendments: N.J.A.C. 11:3-8.4, 8.5 and 8.6
	Personal Injury Protection Benefits; Medical Protocols; Diagnostic Tests; Personal Injury Protection Dispute Resolution Proposed Amendments: N.J.A.C. 11:3-4.2, 4.4, 4.7, 4.8, 5.4, 5.10 and 5.11
	Mortgages - Reporting Requirements on Mortgage Foreclosure Actions Proposed New Rules: N.J.A.C. 3:10-9
	Managed Care Plans - Provider Networks Proposed Amendments: N.J.A.C. 11:4-37.4; 11:22-4.2; 4.4 and 4.5; 11:24-15.2; 11:24A-4.15; 11:24B-5.2; 5.3 and 5.10; and 11:24C-1.3 Proposed New Rules: N.J.A.C. 11:24C-4
	Debt Adjustment and Credit Counseling Proposed Amendments: N.J.A.C. 3:25-1.1, 2.2, 2.3, 2.4, 4.1 and 4.4
	Medical Malpractice Reporting Requirements Proposed Amendment: N.J.A.C. 11:1-7.3
	Real Estate Commission Rules Proposed Readoption with Amendments: N.J.A.C. 11:5 Proposed Repeal and New Rule: N.J.A.C. 11:5-3.3
	Small Employer Health Benefits Program Proposed Readoption: N.J.A.C. 11:21-11, 13, 15, 20 and 21; and 11:21 Appendix Exhibit BB, Parts 3, 4 and 5. Proposed Readoption with Amendments: N.J.A.C. 11:21-7A, 9, 16 and 19; and 11:21 Appendix Exhibits FF and GG. Proposed Repeal and New Rule: N.J.A.C. 11:21 Appendix Exhibit FF
	Minimum Standards for Medicare Supplement Coverage Proposed Repeal and New Rule: N.J.A.C. 11:4-23 Appendix Exhibit D Proposed Amendments: N.J.A.C. 11:4-23.3, 23.6, 23.7, 23.8 and 23.15 Proposed New Rules: N.J.A.C. 11:4-23.a and 23.24
	Money Transmitters Proposed Readoption with Amendments to N.J.A.C. 3:27
	Filings: Property and Casualty Proposed New Rule: N.J.A.C. 11:2-36.8 Proposed Amendments: N.J.A.C. 11:1-2.1, 2.2, 2.6, and 2A.3, 11:2-42.3; and 11:2 Appendix, Exhibit A, 11:3-4.7, 16.3, 16.6, 16A.6, 16B.3, 16B.4, and 18.3; and 11:4-7.3 Proposed Repeal: N.J.A.C. 11:13-2.5
	Individual Annuity Contract Form Standards Definitions; Waiver of Surrender Charges Proposed Amendments: N.J.A.C. 11:4-43.2 and 43.6
	Conversions of Associations Proposed Readoption with Amendment: N.J.A.C. 3:32 Proposed Repeal: N.J.A.C. 3:32-1.10
	Individual Health Coverage Program Policy Forms; Carriers Informational Rate Filing Requirements; Loss Ratio and Refund Reporting Requirements; Withdrawals of Carriers from the Individual Market and Withdrawal of Plan, Plan Option or Deductible/Copayment Option Proposed New Rules: N.J.A.C. 11:20-3A, 6, 7 and 18 and 11:20 Appendix Exhibits E and J
	Health Benefit Plans Minimum Standards for Health Benefit Plans, Prescription Drug Plans and Dental Plans Reproposed Amendments: N.J.A.C. 11:22-5.1 through 5.9 Reproposed New Rules: N.J.A.C. 11:22-5.5 and 5.6
	Managed Care Plans Proposed Readoption with Amendments: N.J.A.C. 11:24C Proposed Repeal and New Rules: N.J.A.C. 11:24C-2.9 Proposed Repeals: N.J.A.C. 11:24C-2.14 and 3.9
	Insurance Producers Standards of Conduct: Commissions and Fees Proposed Amendment N.J.A.C. 11:17B-3.1
	Annual and Quarterly Financial Statement Submission Requirements Proposed New Rules: N.J.A.C. 11:19-1
	FAIR Plan Surcharge Proposed Amendment: N.J.A.C. 11:1-5.1

2008

Division	Rule

	Organized Delivery Systems Proposed Readoption with Amendments: N.J.A.C. 11:24B Proposed Repeals: N.J.A.C. 11:24B-2.5 and 11:24B Appendix Exhibits 3 through 8 Proposed Repeals and New Rules: N.J.A.C. 11:24B-2.8 and 2.9
	Producer Licensing Proposed Readoption with Amendments: N.J.A.C. 11:17
	Health Benefit Plans Health Insurance Identification Cards Proposed New Rules: N.J.A.C. 11:22-8
	Medical Malpractice Liability Insurers - Biennial Reporting of Rate Modifiers Proposed New Rules: N.J.A.C. 11:27-13 Attachment (MS EXCEL)
	Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor bus Medical Expense Insurance Coverage - Home Care Services Proposed Repeal and New Rule: N.J.A.C. 11:3-29 Appendix, Exhibit 3
	Long-Term Care Insurance Training Requirements; Partnership Policies - General Requirements Proposed New Rules and Amendments to N.J.A.C. 11:4-34.29 and 34.30, and 11:4-34 Appendices J and K and Proposed Amendments N.J.A.C. 11:4-34.2
	New Jersey Workers' Compensation Managed Care Organizations Proposed Readoption with Amendments: N.J.A.C. 11:6
	Increase in Capital and Surplus Requirements for Insurers and Health Maintenance Organizations Company Action Level Event Proposed Amendment: N.J.A.C. 11:2-39.4
	Broker Supervision and Oversight of Individual Licensees, Office Operations and Escrowed Monies Proposed Amendments: N.J.A.C. 11:5-4.2
	Safe and Sound Methods of Banking – Examination of Banks and Savings Banks Under Director of Board of Directors, Board Managers or Board of Trustees; Audit Requirements of State Associations – Time of Audit Proposed Amendments: N.J.A.C 3:7-3.1, 3.2, 3.7, and 3.9; and 3:29-1.7 Proposed New Rule: N.J.A.C. 3:7-3.10
	Timeshares Proposed Amendments: N.J.A.C. 11:5-9.2, 9.4, 9.5 and 9.14 Proposed New Rules: N.J.A.C.
	Commercial Automobile Insurance Plan; New Jersey Personal Automobile Plan Proposed New Rules: N.J.A.C. 11:3-8.9, 8.10 and 8.11 Porposed Repeals and New Rules: N.J.A.C. 11:3-8.4 and 8.5 and 11:3-8 Appendix Proposed Amendments: N.J.A.C. 11:3-1.1, 2.2, 2.8, 2.11, 8.2, 8.3, 8.6, 16.2, 16.3, 16B.2, 16B.3, 19A.1, 19A.3, 19A.4, 19A.5, 19A.6, 33.1, 34.2, 45.1, 45.2, 46.2, 46.4, 46.6, and 46.7, 11:16-6.2, and 6.6 and 11:17A-1.2 and 1.7 Proposed Repeals: N.J.A.C. 11:3-2.13, 19A.7, 35, 35A, 40, 44, and 47
	Pinelands Development Credit Bank Rules Proposed Readoption with Amendments: N.J.A.C. 3:42
	Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage Dental Fee Schedule Proposed Repeal and New Rule: N.A.J.C. 11:3-29 Appendix, Exhibit 2
	Financial Examinations Monitoring System (FEMS) Proposed Readoption with Amendments: N.J.A.C. 11:19 Proposed Repeals: N.J.A.C. 11:19-1 and 2.5
	Prohibition of Certain Cancellation and Nonrenewal Activity Proposed Amendments: N.J.A.C. 11:1-22.2 and 22.5 Proposed New Rules: N.J.A.C. 11:1-22.3 and 22.4
	Bank Holding Companies Application; Objections to Acquisitions - Hearings Proposed Amendment: N.J.A.C 3:13-1.2 Proposed New Rules: N.J.A.C. 3:13-1.3
	Annual Audited Financial Reports Qualifications of Independent Certified Public Accountants Proposed Amendments: N.J.AC. 11:2-26.3 and 26.6
	Medical Malpractice Liability Insurance Structured Settlements and Furnishing of Bonds Proposed Amendment: N.J.A.C. 11:27-10.3
	Insurance of Municipal Bonds, Asset-Backed Securities and Consumer Debt Obligations Proposed Readoption: N.J.A.C. 11:7
	Organized Delivery Systems Treatment as Domestic Insurer Proposed New Rule: N.J.A.C. 11:22-4.10
	Life Insurance and Annuities Replacement Proposed Amendment: N.J.A.C. 11:4-2.1
	Reporting of Official E-mail Address Proposed Amendments: N.J.A.C 3:1-7.4, 3:4-3.3 and 3:23-4.1 Proposed New Rules: N.J.A.C. 3:21-5 and 3:26-5
	Insurance Producer Standards of Conduct: Marketing Unfair Trade Practices Rebates and Inducements; Prohibited Practices Proposed Amendment: N.J.A.C. 11:17A-2.3
	Commercial Lines Insurance: Policy Form Standards Defense Costs Within Policy Limits Proposed Amendment: N.J.A.C. 11:13-7.3
	Medical Malpractice Liability Insurance Corporate Governance Proposed New Rules: N.J.A.C. 11:27-12
	Medical Malpractice Liability Insurance Reporting Requirements Proposed New Rules: N.J.A.C. 11:27-11
	Orderly Withdrawal of Insurance Business Proposed Amendment: N.J.A.C. 11:2-29.1 Proposal Repeals: N.J.A.C. 11:2-29.3 through 29.8 Proposed New Rules: N.J.A.C. 11:2-29.3 through 29.7
	Debt Adjustment and Credit Counseling by Nonprofit Social Service or Nonprofit Consumer Credit Counseling Agencies Proposed Readoption with Amendments: N.J.A.C. 3:25 Proposed New Rule: N.J.A.C. 3:25-2.6
	Health Benefit Plans Minimum Standards for Network-Based Health Benefit Plans Proposed Amendments: N.J.A.C. 11:22-5.2 through 5.9 Proposed New Rules: N.J.A.C. 11:22-5.5 and 5.6
	Registrar and Transfer Agents Proposed Readoption with Amendment: N.J.A.C. 3:12

2007

Division	Rule

	Fees, License Terms and Annual Reports for Licensees
	Commercial Lines Insurance
	Depository Institutions
	Actuarial Services
	Automobile Insurance
	Licensed Lenders: Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies
	Actuarial Services - Group Life, Group Health and Blanket Insurance: General Standards for Contract Provisions
	Life Insurance Solicitation
	Reporting Financial Disclosure and Excess Profits
	Personal Injury Protection Benefits; Medical Protocols; Diagnostic Tests - Deductibles and Co-pays
	Military Sales Practices
	Insurance Group - Admission Requirements for Foreign and Alien Life and Health Insurers
	Minimum Standards for Medicare Supplement Coverage
	Automobile Insurance
	Funeral Insurance Policies
	Licensed Lenders: Mortgage Bankers, Correspondent Mortgage Bankers, Mortgage Brokers, Secondary Lenders, Consumer Lenders, Sales Finance Companies - Branch Office Requirements
	Health Maintenance Organizations
	Workers’ Compensation Security Fund
	Bank Holding Companies
	Health Benefit Plans - Prompt Payment of Claims Attachments: Instructions > Appendix A > Appendix B
	Licenses; Dedicated Funding; Licensees Ceasing Business; Licensed Lenders; Office of Consumer Finance
	Insurance of Municipal Bonds, Asset-Backed Securities and Consumer Debt Obligations
	Insurance Holding Company Systems Acquisition of Control: Statement Filing; Procedures
	Credit Unions
	Audit Requirements
	Loss Reserve Opinions - Proposed Repeal and New Rules: N.J.A.C. 11:1-21
	Health Benefit Plans - Minimum Standards for Network-Based Health Benefit Plans - Basis for Payment of Out-of-Network Non-Hospital Provider Claims > Important Notice regarding PRN 2006-405
	Personal Lines: Rate Filing Review Procedures
	Private Passenger Automobile Insurance: Rate Filing Review Procedures
	Persons Employed in the Business of Insurance - Convicted Persons; Waiver - Proposed Readoption: N.J.A.C. 11:17E
	Private Passenger Automobile Insurance Territorial Rating Plans - Territorial Rating Equalization Exchange

2006

Division	Rule

	Filings: Property and Casualty - Filing of Rates, Manual Rules, Rating Plans, Policy Forms and Endorsements
	Joint Insurance Funds for Local Governmental Units Providing Property and Liability Coverages Refund; interyear fund transfers
	Procedural Rules: Minimum and Maximum Stock Subscriptions
	Joint Insurance Funds for Local Governmental Units Providing Property and Liability Coverages
	Eligible Persons Qualifications - Automobile Insurance Eligibility Points Schedule
	Actuarial Services - Life/Health/Annuity Forms; Standards for Individual Life Insurance Policy Forms; Individual Annuity Contract Form Standards
	Qualified Educational Institutions
	Persons Employed in the Business of Insurance - Convicted Persons; Waivers
	Unsatisfied Claim and Judgment Fund’s Reimbursement of Excess Medical Expense Benefits Paid By Insurers
	Legal Insurance
	Medical Fee Schedules: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage Exhibit 1 - Physicians' Fee Schedule Exhibit 4 - Ambulance Services Fee Schedule Exhibit 5 - Durable Medical Equipment, Prosthetics, Orthotics & Supplies Exhibit 6 - CPT Codes Subject to Daily Maximum Exhibit 7 - Ambulatory Surgical Center Facility Fee Schedule
	Rate Process for Limited Rate Changes: Calculations for Private Passenger Automobile Insurance Rate Changes
	Office of The Insurance Claims Ombudsman
	Actuarial Services: Prohibition of Discretionary Clauses
	General Provisions
	Mortgages
	Retail Installment Sales Act Rules
	Federal Matters
	Reserves and Reserve Depositaries
	Insurance Producer Standards of Conduct: Commissions and Fees
	Surplus Lines Insurance: Allocation of Premium Tax and Surcharge
	Pawnbrokering Law Regulations
	New Jersey Commercial Automobile Insurance Plan - New Jersey Personal Automobile Insurance Plan Definitions; Governing Committees
	General Provisions
	Producer Licensing
	Home Repair Financing Act Regulations
	Basic Automobile Insurance Policy
	Procedural Rules
	Medical Malpractice Insurance/Medical Malpractice Liability Insurance Premium Assistance Fund - Premium Subsidy Application Process; Distribution of Funds
	Medical Malpractice Insurance - Prohibited Premium Increase
	General Provisions
	Fraud Prevention and Detection
	Actuarial Opinion and Memorandum for Life/Health Insurers
	Dedicated Funding Assessment
	Dedicated Funding, Fees and Annual Reports, Office of Consumer Finance
	Dedicated Funding, Depositories

2005

Division	Rule

	Actuarial Services
	Governmental Unit Deposit Protection Eligible Collateral
	Safe and Sound Banking Methods
	Selective Contracting Arrangements of Insurers, Minimum Standards for Network-Based Health Benefits Plans
	Orderly Withdrawal of Insurance Business
	Automobile Insurance
	Health Benefit Plan; Electronic Receipt and Transmission of Health Care Claims
	Administration
	Individual Annuity Contract Form Standards
	Rate Filing Requirements: Voluntary Market Private Passenger Automobile Insurance Calculation of Maximum on Combined Commission and Brokerage, Other Acquisition Expense and General Expense
	Predatory Lending
	Dental Services
	Surplus Lines: Exportable List
	Advertising
	Redection from Liability for Reinsurance Utilization of Trust Agreements with Letters of Credit to Satisfy the Reduction of Reinsurance Liability
	Check Cashing; Deposits
	Increase in Capital and Surplus Requirements for Insurers and Health Maintenance Organizations
	New Jersey Individual Health Coverage Program; Relief from Obligations Imposed by the Individual Health Insurance Reform Act
	Credit Union Parity
	Insurance Group; Proposed Readoption with Amendments: N.J.A.C. 11:2
	Health Benefit Plans - Electronic Receipt and Transmission of Health Insurance Claims
	Medical Malpractice; Structured Settlements and Furnishing of Bonds
	Medical Malpractice Liability Insurance Purchasing Alliances
	Minimum Standards for Medicare Supplement Coverage
	Group Self-Insurance; Joint Insurance Funds for Local Government Units Providing Property and Liability Coverages
	General Provisions; Foreign Banks - Certificate of Authority To Do Trust Business
	Department Organization
	Excessive Salvage Deductions in Total Loss Claims
	Commercial Automobile Insurance Plan Definitions; Governinng Committees
	Data Submission Requirements for All Domestic Insurers IVS Subsystems Filing Requirements; Detail Record Layout
	Check Cashing
	Insurance Producer Standards of Conduct
	Investments
	Fraud Prevention and Detection Plans
	Recovery of Fugitive Fees by Surety Companies
	Health Benefit Plans Prompt Payment of Claims; Denied and Disputed Claims

2004

Division	Rule

	Officers, Directors and Board Members of Medical Malpractice Insurers
	Medical Malpractice Liability Insurance Premium Assistance Fund – Premium Subsidy
	Rate Filing Requirements: Voluntary Market Private Passenger Automobile Insurance Exhibit A
	Medical Malpractice Liability Insurance Premium Assistance Fund - Premium Subsidy
	First Mortgage Loans
	Insurance Premium Finance Company Act Rules
	Long-Term Care Insurance Appendix A
	Mandated Benefits for Biologically-Based Mental Illness
	Medical Malpractice Insurance - Prohibited Premium Increase
	Medical Malpractice Insurance - Premium Payment Installments
	Medical Malpractice Insurance - Mandatory Deductibles
	Medical Malpractice Insurance - General Provisions; Optional Policy Provisions - Right to Settle
	Commercial Lines Insurance Policy Form Standards
	Medical Malpractice Insurance - Renewal and Nonrenewal Notices
	Medical Malpractice Reporting Requirements
	Proposed Interstate Acquisition
	Charitable Annuities
	Surplus Lines; Exportable List
	Group Self-Insurance
	Private Passenger Automobile Insurance - Use of Alternate Underwriting Rules
	Orderly Withdrawal of Insurance Business
	Agents of Foreign Banks
	Determination of Insurers in a Hazardous Financial Condition
	Electronic Transactions
	Private Passenger Automobile Insurance Territorial Rating Plans
	2001 Commissioner's Standard Ordinary (CSO) Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits
	Stock Workers' Compensation Fund
	Treatment of Allocated Deposit-Type Deferred Annuity Contract Funds for Purposes of Calculating the Special Purpose Apportionment and the Fraud Assessment
	Dental Fee Schedule: Automobile Insurance Personal Injury Protection and Motor Bus Medical Expense Insurance Coverage
	Hospital Care Payment Commission and New Jersey Hospital Care Payment Fund Debt Eligibility
	Surplus Lines Insurance: Procurement Procedure
	Life Insurance and Annuities Replacement
	Homeowners Comparison Survey Spreadsheet
	Pharmacy Benefits Cards
	General Provisions: State Association Parity
	Third Party Administrators of Health Benefits and Third Party Billing Services
	Relaxation of Loan-to-Value Limitation
	Reporting Financial Disclosure and Excess Profits
	Check Cashers License Fees
	Electronic Receipt and Transmission of Health Insurance Claims Appendix Exhibit 1A Appendix Exhibit 1B
	Bank Service Corporations
	Official Department Mailing List Address Information
	Appeals from Denial of Automobile Insurance
	Premium Finance Agreements
	Medicare Supplement Coverage: Filing Requirements for Policies, Certificates and Premium Rates
	Small Employer Health Benefits Program

2003

Division	Rule

	Insurance Producer Standards of Conduct: Commissions and Fees
	Hospital Care Payment Commission and New Jersey Hospital Care Payment Fund
	New Jersey Commercial Automobile Insurance Plan New Jersey Personal Automobile Insurance Plan
	Pawnbrokering Regulations
	Special Rules for Effecting Coverage for Private Passenger Automobile Insurance
	Standards for Safeguarding Customer Information
	Conversions of Associations
	Health Benefit Plans
	Group Coordination of Benefits
	Money Transmitters
	Real Estate Commission Rules
	Insurance Scenarios
	Expedited Branch Applications of Depositories; Posting of Charter and Branch Applications and Acquisition of a Bank or Bank Holding Company Applications on Department Website
	Actuarial Services; Life/Health/Annuity Forms
	Private Passenger Automobile Insurance - Use of Alternate Underwriting Rules
	Small Employer Health Benefits Program; Proposed Readoption: N.J.A.C. 11:21-7A, 9 and 13 and 11:21 Appendix Exhibits BB, FF and GG
	Activities for Which a Person Must Be Licensed as an Insurance Producer or Registered as a Limited Insurance Representative: Professional Employer Organizations and Employee Leasing Companies
	Activities for Which a Person Must Be Licensed as an Insurance Producer or Registered as a Limited Insurance Representative: Definition of Clerical Duties
	High-Cost Home Loan Credit Counselors
	Notice of Pre-Proposal: Automobile Insurance Report Card
	Cancellation of Automobile Insurance Policies
	Notice of Policyholders of Consumer Insurance Rate Increases
	State Bank and Savings Bank Parity
	Workers' Compensation Managed Care Organizations
	Self-Funded Multiple Employer Welfare Arrangements and Insured Multiple Employer Arrangements
	Insurance Producer Standards of Conduct: Management of Funds
	Standards for Written Notice: Buyer's Guide and Coverage Selection Form Consumer Guide to Automobile Insurance NJ Automobile Insurance Consumer's Bill of Rights
	Special Automobile Insurance Policy
	Insurance Identification Cards
	New Jersey Property-Liability Insurance Guaranty Association Assessment Premium Surcharge
	Unsatisfied Claim and Judgment Fund Assessments
	Collision and Comprehensive Deductibles and Options
	Tier Rating Plans and Underwriting Rules
	Eligible Persons Qualifications and Automobile Insurance Eligibility Points Schedule
	Rating Filing Requirements: Voluntary Market Private Passenger Automobile Insurance
	Rate Process for Limited Rate Changes
	Reporting Financial Disclosure and Excess Profits Excess Profit Exhibit - Instructions Excess Profit Exhibit - Spreadsheet
	Renewal and Nonrenewal of Automobile Insurance Policies
	Private Passenger Auto Insurance Territorial Rating Plans
	PIP Alternate Dispute Resolution
	Medicare Supplemental Insurance
	Medicare Supplement - Under 50 Coverage
	Commercial Auto Insurance Plan
	Group Life, Group Health and Blanket Insurance
	Health Benefits Plan; Prompt Payment of Claims
	Producer Licensing
	Mandated Benefits for Biologically-Based Mental Illness
	Group Self-Insurance: Joint Insurance Funds
	Standards for Safeguarding Customer Information
	Homeowners' Insurance: Standard Hurricane Deductibles and Expedited Process for Homeowner's Insurance Rate Changes
	Pinelands Development Credit Bank Rules
	Financial Examinations Monitoring Systems
	Actuarial Requirements for Flexible-Factor Policy Forms
	Admission Requirements for Foreign and Alien Property and Casualty and Life and Health Insurers

2002

Division	Rule

	Medicare Supplement Coverage
	Dental Plan Organizations Financial Reporting
	Petition for Rules; Rulemaking Notice
	Petition for Rules; Rulemaking Notice
	Foreign Insurers - Designation of Individual for Service of Process
	"40 States" File and Use Standards and Procedures
	Insurance of Municipal Bonds
	Organized Delivery Systems
	Pharmacy Card Benefits
	Minimum Standards for Network Based Health Benefit Plans
	Rate Filing Requirements: Voluntary Market Private Passenger Automobile Insurance
	Automobile Insurance Reporting Requirements and Filing Deadlines
	Internal Reorganization of Bank Holding Companies
	Standards for Contracts on a Variable Basis
	Minimum Reserve Standards for Individual and Group Health Insurance Contracts
	Accelerated Death Benefits; Definition of Qualifying Event
	Health Benefit Plans; Prompt Payment of Claims
	Commercial Lines Insurance
	Debt Adjustment and Credit Counseling
	Personal Injury Protection Benefits; Medical Protocols; Diagnostic Tests
	Registrar and Transfer Agents
	Benefit Standards for Infertility Coverage
	Health Benefit Plans; Prompt Payment of Claims
	Eligible Collateral
	License Fees
	Public Records
	Producer Licensing
	Depository Institutions
	Licensed Lenders: Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies
	Prompt Payment of and Accrual of Interest on Life Insurance Proceeds
	"40 States" File and Use Standards and Procedures
	General Provisions: State Bank and Savings Bank Parity
	Small Employer Purchasing Alliances
	Reporting Financial Disclosure and Excess Profit
	Auto Medical Fee Schedule
	Mortgage Loan Appraisal Fee
	Informational Rate Filing Requirements Pursuant to the Small Employer Health Benefits Program
	Credit Unions
	Bank Holding Companies
	Group Life, Group Health and Blanket Insurance; Prohibition on Subrogation/Third Party Liability Provisions
	Policy Form Approval Procedures, Standards and Placements of Coverage with Surplus Lines Insurers and Ineligible Unauthorized Insurers
	Special Rules for Effecting Coverage for Private Passenger Automobile Insurance
	Automobile Physical Damage Insurance Inspection Procedures
	Senior Citizen Insureds to Designate Third Parties to Receive Certain Notices
	Eligible Persons Qualifications and Automobile Insurance Eligibility Points Schedule
	Organized Delivery Systems Exhibit A Exhibit B Exhibit C Table 1 Table 2

2001

Division	Rule

	Commercial Lines Insurance; General Provisions
	Audit Requirements
	Standards for Smoker/Nonsmoker and/or Tobacco/Nontobacco Reclassification
	Smoker and Nonsmoker Mortality Tables; Juvenile Insureds
	Prompt Payment of Claims; Denied and Disputed Claims
	Requirements for Managing General Agents
	Insurers Required to Provide Automobile Insurance Coverage to Eligible Persons
	Medical Fee Schedules: Dental Fee Schedule
	Capital Requirements of New Depositories Applying for Charters
	Minimum Standards for Specified Disease and Critical Illness Coverages
	Health Benefit Plans
	Legal Services Insurance
	Rate Intervenor Rules
	Expedited Rate Filings
	Group Coordination of Benefits
	Life/Health/Annuity Forms
	Standards for Individual Life Insurance Policy Forms; Individual Annuity Contract Form Standards; Standards for Contracts on a Variable Basis
	Standards for Individual Life Insurance Policy Forms
	Actuarial Requirements for Flexible-Factor Policy Forms
	Rate Intervenor Rules
	Homeowners' Insurance: Standards for Underwriting Guidelines
	Filings: Property and Casualty
	Division of Banking - General Provisions
	Home Repair Financing Act Regulations
	Pawnbrokering Law Regulations
	Office of the Insurance Claims Ombudsman
	Division of Banking - General Provisions
	Electronic Receipt and Transmission of Health Care Claim Information
	Actuarial Services - Minimum Standards for Specified Disease and Critical Illness Coverages
	General Provisions
	Financial Standards and Reporting
	Viatical Settlements
	Data Submission Requirements for all Licensed Producers With Surplus Lines Authority and Eligible Surplus Lines Insurers



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