State of New Jersey Department of Education

Standard 9.2 - Consumer, Family and Life Skills

Strands with Cumulative Progress Indicators

By the end of Grade 12, students will:

A. Critical Thinking

  1. Apply communications and data analysis to the problem-solving and decision making processes in a variety of life situations.
  2. Describe and apply constructive responses to criticism.
  3. Apply the use of symbols, pictures, graphs, objects, and other visual information to a selected project in academic and/or occupational settings.
  4. Recognize bias, vested interest, stereotyping, and the manipulation and misuse of information while formulating solutions to problems that interfere with attaining goals.
  5. Apply knowledge and skills needed to use various means of transportation within a community.

B. Self-Management

  1. Revise and update the personal growth plan to address multiple life roles.
  2. Apply project planning and management skills in academic and/or occupational settings.
  3. Compare and contrast methods for maximizing personal productivity.

C. Interpersonal Communication

  1. Model interpersonal and effective conflict resolution skills.
  2. Communicate effectively in a variety of settings with a diverse group of people.

D. Character Development and Ethics

  1. Analyze how character influences work performance.
  2. Identify and research privileges and duties of citizens in a democratic society.
  3. Discuss consequences and sanctions when on-the-job rules and laws are not followed.
  4. Compare and contrast a professional code of ethics or code of conduct from various work fields and discuss similarities and differences.
  5. Apply a professional code of ethics to a workplace problem or issue.

E. Consumer and Personal Finance

  1. Analyze factors that influence gross and net income.
  2. Design, implement, and critique a personal financial plan.
  3. Discuss how to obtain and maintain credit.
  4. Prepare and use skills for budget preparation, making predictions about income and expenditures, income tax preparation, and adjusting spending or expectations based on analysis.
  5. Use comparative shopping techniques for the acquisition of goods and services.
  6. Analyze the impact of advertising, peer pressure, and living arrangements on personal purchasing decisions.
  7. Evaluate the actions a consumer might take in response to excess debt and personal financial status.
  8. Analyze the interrelationships between the economic system and consumer actions in a chosen career cluster.

F. Safety

  1. Engage in an informed discussion about rules and laws designed to promote safety and health.
  2. Describe and demonstrate basic first aid and safety procedures.
  3. Analyze the occurrence of workplace hazards.
  4. Practice the safe use of tools and equipment.
  5. Implement safety procedures in the classroom and workplace, where appropriate.
  6. Discuss motor vehicle safety, including but not limited to, New Jersey motor vehicle laws and regulations, methods of defensive driving, and the importance of personal responsibility on public roads/streets.