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PO Box 360
Trenton, NJ 08625-0360
|Fred M. Jacobs, M.D., J.D.|
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Under state law, income limits for the programs rise by the same percentage as the federal Social Security Administration’s cost-of-living adjustment which takes effect at the beginning of each year. For 2004, the cost-of-living adjustment will be 2.7%. Consequently, the income limits for the PAAD, Lifeline energy assistance, and HAAAD programs will also rise by 2.7%. Simultaneously, the Senior Gold income limits will increase to $10,000 above the new PAAD limits for both single and married participants.
The new PAAD 2005 income limits will be $20,989 for single persons and $25,735 of combined income for married couples. These income guidelines also apply to the Lifeline energy assistance and HAAAD programs.
Senior Gold 2005 income limits will be between $20,989 and $30,989 for single persons and $25,735 and $35,735 of combined income for married couples.
In order to be eligible for PAAD, Senior Gold, Lifeline or HAAAD, the applicant must be a permanent resident of
PAAD and Senior Gold offer access to prescription drugs at a significantly reduced rate. PAAD beneficiaries can obtain each covered prescription for a $5 co-payment. Senior Gold participants pay a co-payment of $15 plus half the remaining cost for each prescription. Senior Gold also includes an annual catastrophic cap. After an individual has paid $2,000 or a couple has paid $3,000 out-of-pocket, the beneficiary can obtain prescriptions for a flat $15 co-payment for the remainder of his eligibility period.
Lifeline is a utility assistance program that offers $225 to persons who meet the PAAD eligibility requirements or who receive Supplemental Security Income (SSI). Hearing Aid Assistance to the Aged & Disabled provides a $100 reimbursement to eligible persons who purchase a hearing aid.
For information or to obtain an application, call 1-800-792-9745 or visit the Department of Health and Senior Services website at www.state.nj.us/health/seniorbenefits.
Department of Health
P. O. Box 360, Trenton, NJ 08625-0360