Pharmaceutical Assistance to the Aged and Disabled (PAAD)

The Pharmaceutical Assistance to the Aged and Disabled (PAAD) program, the Lifeline program, and the Hearing Aid Assistance to the Aged and Disabled (HAAAD) program are three State programs with similar eligibility guidelines.

You may be eligible for PAAD if you meet the following requirements:

• A New Jersey resident;
• 65 years of age or older or 18 years of age or older and receiving Social Security Title II Disability benefits; and
• Annual income for 2012 of less than $25,312 if single or less than $31,035 if married; and
• Medicare-eligible PAAD beneficiaries are also required to enroll in a basic Medicare Part D Prescription Drug Plan in New Jersey with a monthly premium at or below the regional benchmark or a basic Part D plan up to $5 above the benchmark amount that has no deductible. These plans will cover medically necessary prescription medications under Medicare Part D. The federal Medicare Plan and/or PAAD will pay any costs above the PAAD copayment of $5 for each covered generic drug or $7 for each covered brand name drug, including premiums. However, if a Medicare Part D plan does not pay for a medication because the drug is not on its formulary, PAAD beneficiaries will have to switch to drug on their Part D plan's formulary, or their doctor will have to request an exception due to medical necessity directly to their Part D plan. Medicare Advantage participants must add a prescription benefit to their coverage, and PAAD will contribute up to the regional benchmark amount towards the prescription portion of their total premium.

or more information, click here or call toll free 1-800-792-9745.

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