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Liens

To record a lien (used as collateral)
Visit your local MVC Agency:
  • Submit a Financing Statement (Form OS/SS-85C [345k pdf]) and New Jersey title
  • Pay $85 fee
  • Lien will be recorded on your New Jersey title
Or
  • Out-of-state lien holder (only) may mail
    • Financing Statement (Form OS/SS-85C [345k pdf])
    • New Jersey title
    • $85 check or money order to:

      Motor Vehicle Commission
      Database Corrections/In House Agency
      P.O. Box 141
      225 East State Street
      Trenton, NJ 08666-0141

  • In both cases, the new title will be mailed to the lien holder. If you are located outside New Jersey or are a new lien holder requiring a Corporation Code, additional information must be provided

Required notification of a satisfied lien
You need to get a notarized statement on letterhead, dated and signed by an authorized officer of the lending institution, stating that the lien was paid in full and include your name, vehicle make, year and full VIN.

Mail the statement to:

Motor Vehicle Commission
Title Records Unit
PO Box 155
225 East State Street
Trenton, NJ 08666-0155

The lien holder must date, sign and stamp the face of the title with the endorsement "lien satisfied."


If you need to re-issue a title
Visit any MVC Agency:
  • Submit your New Jersey title endorsed with a lien or your New Jersey title with the lien satisfaction letter attached
  • Pay $85 fee
  • New title will be issued without the lien holder noted
Or
  • Send updated documents to:

    Motor Vehicle Commission
    Database Corrections
    PO Box 141
    Trenton, NJ 08666-0141

To request a lien search

A lien search will produce current lienholder and owner information listed in the MVC database. To request a lien search:
  • Complete the Request for Lien Search (Form DO-22) and include the year, make, VIN, and detailed reason you are making the request
  • Submit a photocopy of your driver license
  • Submit $15 check or money order made payable to: NJMVC
  • Mail required documents to:
    • NJ Motor Vehicle Commission
      Special Titles/Administrative Unit
      225 East State Street
      P.O. Box 017
      Trenton, NJ 08666-0017

Note: Both pages 1 and 2 must be completed and submitted for your request to be considered. You may either print the form on both sides of a single sheet or print and attach the two separate sheets.

A separate request is required for each vehicle.

Any questions? Call the Administrative Unit toll-free in NJ at (888) 486-3339 ext.5016 or (609) 292-6500 ext.5016 (out of state).