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N.J. Police and Firemen's Retirement System
(PFRS)

All police officers and firefighters appointed after June, 1944, in municipalities where local police and fire pension funds existed, or where this system was adopted by referendum or resolution, are required to become members of the Police and Firemen's Retirement System. Certain State and County law enforcement job titles are also covered.


PFRS MEMBERSAccess your account information online.
Register and log on to the
Member Benefits Online System (MBOS).


PFRS Handbook and Information

Check out the updated PFRS Member Handbook (PDF 312K)

PFRS Eligible Job Titles

Police and Fire Retirement System mortgage rate information

Administration Manual for PFRS employers


PFRS Board of Trustees

Who's on the PFRS Board of Trustees? When does the PFRS Board of Trustees meet? PFRS Election Results


PFRS Retirement Information

Planning for Your Retirement - PFRS
(PDF 317K - Requires
Acrobat Reader)

Retirement Applications

Retirement Estimate Calculators

If you are considering retirement within the next two years
and would like an estimate of your retirement benefit,
call 609-777-1777, choose selection "3" and follow the prompts.


Frequently Asked Questions

  • What will my benefits be when I retire?
  • What happens if I die?
  • What happens if I get a divorce?
  • What happens if my job is abolished or I get terminated? If I quit?
    When can i take out my contributions?
    What are the tax implications, if any?
  • Can I get another job if I retire?
  • What if I get hurt on the job or become disabled?
  • Can I convert my group life insurance when I leave?
  • Since my employer-paid life insurance is a taxable benefit, what if I choose not to be insured?
  • Can I buy-back the time I spent on my old job?
    How much is it going to cost?
    What about time spent on a leave of absence?
  • How long does it take to process my retirement application?
  • Is my pension taxable?
  • Will my pension keep up with the cost of living?
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    Copyright © State of New Jersey, 1996-2009
    Division of Pensions and Benefits
    PO Box 295
    Trenton, NJ 08625-0295

    All Technical issues regarding this Web site should be sent to the Division of Pensions and Benefits Webmaster.

    Last Updated: July 20, 2009