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Pensions and Benefits

Medical Plans for Plan Year 2013

In March of 2012, the Division of Purchase and Property released a Request for Proposal to obtain bids for the administration of the medical plans offered by the State Health Benefits Program (SHBP) and School Employees’ Health Benefits Program (SEHBP). In July of 2012, the bid evaluation process concluded with the contracts awarded to Aetna and Horizon Blue Cross Blue Shield of New Jersey.  The medical plans being offered for Plan Year 2013 are as follows:*

PPO Plans HMO Plans High Deductible
Health Plans
Aetna Freedom10 Aetna HMO Aetna Value HD1500
Aetna Freedom15 Aetna HMO1525 Aetna Value HD4000
Aetna Freedom1525 Aetna HMO2030 NJ DIRECT HD1500
Aetna Freedom2030 Horizon HMO NJ DIRECT HD4000
NJ DIRECT10 Horizon HMO1525  
NJ DIRECT15 Horizon HMO2030  
NJ DIRECT1525    
NJ DIRECT2030    

Cigna will no longer participate in the SHBP/SEHBP as of Plan Year 2013. Members currently enrolled in Cigna medical plans MUST select a new medical plan for Plan Year 2013. Notice to Cigna Enrollees.

*Horizon HMO is available in New Jersey and bordering counties in Delaware, Pennsylvania and New York; Aetna Freedom10 and NJ DIRECT10 are not available to State Employees; NJ DIRECT HD4000 and Aetna Value HD4000 are not available to Local Education Employees; Medicare eligible retirees cannot enroll in Aetna Freedom2030, Aetna HMO 2030, or any of the High Deductible Health Plans (HDHP).


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