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Pensions and Benefits
STATE HEALTH BENEFITS PROGRAM (SHBP)
AND
SCHOOL EMPLOYEES' HEALTH BENEFITS PROGRAM (SEHBP)

SHBP/SEHBP NEWS | MEDICAL PLANS | GENERAL INFORMATION | ELIGIBILITY AND ENROLLMENT
ACTIVE GROUP | RETIRED GROUP | EMPLOYEE PRESCRIPTION DRUG PLAN
DENTAL PLANS | COBRA | ABOUT THE PROGRAMS


SHBP and SEHBP NEWS

ACTIVE EMPLOYEES

  RETIRED MEMBERS


PROGRAM DESCRIPTIONS AND MEDICAL PLANS

Medical Plans

NJ DIRECT Plans

Aetna Plans

Cigna HealthCare Plans

Provider Information
Find a participating doctor or hospital

To find a participating doctor or hospital contact your medical plan directly:


GENERAL INFORMATION

Privacy Practices

Health Benefit Bills

Other Resources


ELIGIBILITY GROUPS AND ENROLLMENT

Employer Based Groups

Over Age Children between Age 26 and 31

Coverage Under Chapter 375, P.L. 2005

Chapter 375 Rate Charts — Plan Year 2012

Chapter 375 Cost ComparisonChapter 375 vs. COBRA

New Jersey Civil Unions

New Jersey Domestic Partnerships


ACTIVE GROUP
State Employees, Participating Local Government Employees,
Participating Local Education Employees

Plan Information for Active Group Members

Applications

Health Benefits Applications for Full-Time Active Employees

Health Benefits for Part-time Employees — Under Chapter 172, P.L. 2003

Health Benefits for Intermittent State Employees

Employee Prescription Drug Benefits

Medco Health Solutions is the pharmacy benefits administrator for the State Health Benefits Program and School Employees’ Health Benefits Program

Newsletters

State Active Group Rates

State Monthly and Biweekly Active Employee Group Rates — Plan Year 2012


Local Employer Active Group Rates

Local Government Employer Group Rates — Plan Year 2012

Local Education Employer Group Rates — Plan Year 2012


RETIRED GROUP
Retirees from the State including State colleges and universities, and
Participating Local Government Employers, or Local Education Employers

Medical Plan Information for Retired Group Members


Enrollment Applications for Retired Group Members


RETIRED GROUP MEDICAL PLAN RATES

Rates for retirees who pay the full cost of their coverage — Plan Year 2012

Rates for State Retirees who share the cost of their coverage with the State — Plan Year 2012

  • Retiree Wellness Program — If you worked for the State and attained 25 years on or after July 1, 2007 and before June 28, 2011, or retired on a disability retirement on or after August 1, 2007 and before June 28, 2011, and are enrolled in a SHBP medical plan, click here.

  • Premium Sharing — If you worked for the State, attained 25 years prior to July 1, 2007, and share the cost of NJ DIRECT10 coverage with the State, click here Adobe PDF (29K)
    OR
  • If you worked for the State, retired on a disability retirement on or before August 1, 2007, and share the cost of NJ DIRECT10 coverage with the State, click here Adobe PDF (29K)

    Note: State Premium Sharing arrangements are based on these labor bargaining groups

  • If you or a dependent are enrolled in a private Medicare Part D plan, click here.

Rates for Chapter 330 Enrollees

Information about Chapter 330 — for Retired Law Enforcement and Firefighters

Chapter 330 Rates — Plan Year 2012

  • If you are a former law enforcement officer/firefighter covered under Chapter 330,
    Click here Adobe PDF (18K)

RETIREE PRESCRIPTION DRUG COVERAGE
Retiree Prescription Drug Coverage is included with retired group Medical Plan enrollment

Medco Health Solutions is the pharmacy benefits administrator for all retired group members of the State Health Benefits Program and School Employees’ Health Benefits Program.

Retiree Prescription Drug Copayment and Out-of-Pocket Costs

Prescription drug benefits for all plans — Plan Year 2012


Medicare Part D Prescription Drug Coverage

SHBP/SEHBP Medicare Part D Prescription Drug Coverage — for Medicare-Eligible Retirees

Private Medicare Part D Prescription Drug Coverage

  • Medical Plan Rates for retirees enrolled in Private Medicare Part D Plans are available by request to the Division's Office of Client Services

RETIREE DENTAL EXPENSE PLAN


EMPLOYEE PRESCRIPTION DRUG PLANS

The Prescription Drug Plans are available to employees of the State including State colleges and universities, and participating local government and education employers  

Prescription Drug Plans Administrator

Medco Health Solutions is the pharmacy benefits administrator for all members of the State Health Benefits Program and School Employees’ Health Benefits Program.

Medco Order and Claim Forms


EMPLOYEE DENTAL PLANS

The Employee Dental Plans are available to employees of the State including State colleges and universities, and employees of local employers participating that elect to participate in the plans.

Employee Dental Plan Rates

State Active Employee Dental Plan Rates — Plan Year 2012

Local Government and Education Employee Dental Plan Rates — Plan Year 2012


RETIREE DENTAL EXPENSE PLAN

The Retiree Dental Expense Plan is available to retirees of the State including State colleges and universities, and retirees of local employers participating in the SHBP or SEHBP


COBRA COVERAGE

COBRA Applications

NOTE: COBRA Applications must be certified by the employer before sending it to the Division of Pensions and Benefits.

COBRA Rates

COBRA Active Group Rates — Plan Year 2012

COBRA Dental Rates — Plan Year 2012

COBRA Part-Time Chapter 172 Rates — Plan Year 2012

COBRA Retiree Rates — Plan Year 2012


ABOUT THE SHBP and SEHBP

The State Health Benefits Program (SHBP) was established in 1961 under N.J.S.A. 52:14-17.25 et seq. to provide health benefits to State employees, retirees, and their dependents. The SHBP was extended to employees, retirees, and dependents of participating local public employers in 1964. Local employers must adopt a resolution to participate in the SHBP. Rules governing the operation and administration of the program are found in Title 17, Chapter 9 of the New Jersey Administrative Code.

The State Health Benefits Commission is the executive body established by statute to be responsible for operation of the SHBP. The Commission meetings are open to the public and are conducted at the Division of Pensions and Benefits in Trenton. Plan members are entitled to appeal to the Commission for resolution of any complaints after they have completed the formal grievance procedure of their plan administrator.

The School Employees' Health Benefits Program (SEHBP) was established by Chapter 103, P.L. 2007. It offers medical and prescription drug coverage to qualified school employees and retirees, and their eligible dependents. Local employers must adopt a resolution to participate in the SEHBP. The School Employees’ Health Benefits Program Act is found in the N.J.S.A. 52:14-17.46 et seq. Rules governing the operation and administration of the program are found in Title 17, Chapter 9 of the New Jersey Administrative Code.

The School Employees' Health Benefits Commission is the executive body established by statute to be responsible for operation of the SEHBP. The Commission meetings are open to the public and are conducted at the Division of Pensions and Benefits in Trenton. Plan members are entitled to appeal to the Commission for resolution of any complaints after they have completed the formal grievance procedure of their plan administrator.

The Division of Pensions and Benefits, specifically the Health Benefits Bureau and the Bureau of Policy and Planning, are responsible for the daily administrative activities of the SHBP and the SEHBP. The Division provides news and updates to participating employees and retirees through its newsletters and publications.

 
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