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The NJ Housing and Mortgage Finance Agency works closely with developers, providing a variety of services and programs to assist them with the production and preservation of affordable housing. For information on specific programs, review the menu items below.

UNIAP - The Unified Application for HMFA Multifamily Rental Housing Production Programs

If you are a developer building or preserving rental housing that is affordable to low- and moderate-income households, your project may require funding from more than one source.

To assist you, HMFA has streamlined the process for applying to these programs with the UNIAP, which is an acronym for the Unified Application for HMFA Multifamily Rental Housing Production Programs.

The UNIAP will create an application for you based upon the combination of programs to which you are applying.

CDBG Sandy Disaster Recovery Program

Click here to find out more about the Community Development Block Grant - Disaster Recovery (CDBG-DR) program.

Multifamily Developers

The Division of Multifamily Lending/Preservation offers several financing options to assist sponsors and developers in the preservation of affordable housing. Learn more about HMFA's multifamily rental housing financing programs and the application requirements here.

Low Income Housing Tax Credits

Information about the NJHMFA's Low Income Housing Tax Credits Program

Special Needs

Information about the programs available for developers working on Special Needs projects