Christie Administration Announces Assistance for Homeowners Struggling with Mortgage Payments
New Jersey Housing and Mortgage Finance Agency to Host Free Outreach Events for Homeowners at Risk of Foreclosure

TRENTON, N.J. – New Jersey Department of Community Affairs (DCA) Commissioner Richard E. Constable, III today announced that the New Jersey Housing and Mortgage Finance Agency (HMFA) will receive $197,802 from the federal Making Home Affordable program to host a series of free outreach events for homeowners who are seeking assistance to avoid foreclosure.

“The Making Home Affordable program is aimed at providing qualified homeowners with the opportunity to reduce mortgage payments to affordable levels,” said Commissioner Constable, who chairs the HMFA Board. “We are pleased to participate in this program and help families facing foreclosure find the right solution to their situation.”

Since its launch in 2009, Making Home Affordable has expanded the number of specialized programs that are available to homeowners, and many homeowners that did not previously meet program guidelines may currently be eligible under expanded program criteria.

As part of the HMFA’s outreach efforts, it will host a series of free foreclosure assistance events in six of the hardest hit counties across New Jersey. These events will give homeowners the ability to meet one-on-one with a housing counselor certified by the U.S. Department of Housing and Urban Development to explore options such as loan reinstatement, loan modification, and/or refinance to help avoid foreclosure. 

“If people are struggling to make mortgage payments or have fallen behind, they should not wait until it is too late,” said HMFA Executive Director Anthony Marchetta.  “We urge them to attend one of these free events and let our team of HUD-certified housing counselors evaluate their situation and discover which programs they may be eligible for.”


June 8th, 2013
Kennedy Center Cafeteria
429 JFK Way, Willingboro, NJ

June 29th, 2013
Toms River Intermediate East
1519 Hooper Avenue, Toms River, NJ

July 13th, 2013
Atlantic County Institute of Technology Cafeteria
5080 Atlantic Avenue, Mays Landing (Hamilton Township), NJ

August 24th, 2013
Rutgers Newark/Paul Robeson Campus Center
350 Dr. Martin Luther King Jr. Blvd, Newark, NJ

September 7th, 2013
Rowan University/Student Center Ballroom
201 Mullica Hill Road, Glassboro, NJ

September 14th, 2013
Faith Fellowship Community Development Corp.
2707 Main Street, Sayreville, NJ

All events run from 9 a.m. to 3 p.m. People should bring the following documents:

  • Monthly mortgage statement;
  • Information about other mortgages on their home, if applicable;
  • Two most recent pay stubs for all household members contributing toward a mortgage payment;
  • The most recent quarterly or year-to-date profit and loss statement if self-employed;
  • Documentation of income they receive from other sources (alimony, child support, social security, etc.);
  • Two most recent bank statements;
  • A utility bill showing homeowner name and property address; and
  • Unemployment insurance letter, if applicable.

For location, dates and additional information, please visit the HMFA website at