Welcome to the National Flood Insurance Program (NFIP) Participating Communities Resource Page
NFIP participating communities include 552 of the 566 New Jersey municipalities and the New Jersey Sports and Exposition Authority. This New Jersey-specific Resource page is intended to provide resources to assist communities in achieving minimum compliance with the National Flood Insurance Program. Key to ensuring that a community is compliant is adopting and enforcing a flood damage prevention permit through a robust permitting program that permits both structural and non-structural development. Links to the Model Ordinance and Model permit webpages are provided below. Keep up with the latest news for NFIP communities by subscribing to the Floodplain Communicator Newsletter.
FEMA evaluates NFIP minimum compliance through compliance audits known as Community Assistance Visits (CAVs) or Community Assistance Contacts (CACs). These are performed to ascertain community compliance with the NFIP, at entry into the Community Rating System (CRS), and to maintain participation in the CRS. FEMA may conduct these with Region 2 staff, with NJDEP staff under the Compliance Assistance Program – State Support Services Element (CAP-SSSE) grant, or with private contractors. FEMA Region 2 oversees and evaluates all CACs and CAVs conducted in the Region. While there is some flexibility in how a CAV or a CAC is conducted, CAVs are generally more rigorous than CACs. As FEMA is in the process of updating its guidance on compliance audits, the current guidance, Guidance for Conducting Community Assistance Contacts and Community Assistance Visits, FEMA F-776, April 2011 – has been removed from the FEMA.gov website. It can still be found online, however. See https://cdn.ymaws.com/floodplain.org/resource/resmgr/old_website_files/CAV_Manual.pdf
FEMA evaluates the following key areas in a compliance audit:
- The Community’s Flood Damage Prevention Ordinance
- Mapping Products and other Ordinances used to regulate floodplain development
- Floodplain Development Permitting Procedures
- Floodplain Permit Applications and other Forms/Records including Substantial Damage and Improvement Determinations
- Floodplain Development Review and Performance Standards
- Floodplain Development Permits Issued to Applicants
In these visits and contacts, FEMA requires that communities provide a list of permits issued over a specified time period using a FEMA-provided permit spreadsheet. Additionally, FEMA or their representative sends a letter in advance of a visit detailing the information to be discussed and requiring that the Floodplain Administrator and any individual who performs a delegated floodplain management responsibility attend the visit.
- New Jersey Model Ordinance Adoption Resources
- New Jersey Model Flood Damage Prevention Permit Resources
- Local Design Flood Elevation Worksheet (.docx)
New Jersey’s Flood Hazard Area Control Act (FHACA) requires that the best available most recent data is considered in developing a design flood elevation and the Uniform Construction Code (UCC) defers to the American Society for Civil Engineers (ASCE) Standard for Flood Resistant Design and Construction (ASCE 24-14) to establish freeboard requirements. Local communities may also adopt mapping requirements and additional freeboard that must be considered when setting the “Local Design Flood Elevation” (LDFE). The LDFE may be higher than the state minimum Design Flood Elevation, but in no cases can it be lower than what is required by both the FHACA and the UCC. Determining the LDFE requires consideration of several factors and the choosing of the most restrictive requirements. For clarification, a LDFE Worksheet was developed to assist municipalities with their decision-making
- Substantial Damage Management Plan Template (.docx)
DEP and a focus group of municipal officials developed this template for communities to implement post-disaster. Though some communities may be developing and adopting it to gain CRS credits, it is a helpful resource for towns to use to set up their process for substantial damage reviews and to communicate with their residents after an event.
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