Bank List

*Depository Application Activity for the week prior to* 9/1/2025**


Bank Name	Type of Application	Description/Address	Date of Activity	Activity
Luminate Bank	Branch	Application to establish six limited service branch locations at 219 Paterson Ave, Little Falls, NJ, 07424; 39 Avenue at the Common, Suite 101, Shrewsbury, NJ, 07702; 505 Thornall Street, Suite 406, Edison, NJ 08837; 1848 Hooper Avenue, Unit B, Toms River, NJ 08753; 24 Sheridan Avenue, Suite 4, Ho-Ho-Kus, NJ 07423; 2312 New Road, Unit 105, Northfield, NJ 08225 to perform loan production services only. Luminate Bank is a Minnesota state-chartered bank with principal office at 2523 South Wayzata Boulevard, Suite 100 Minneapolis, MN	8/28/2025	Accepted

United Cities Credit Union	Merger	Application to merge into North Jersey Federal Credit Union. United Citites Credit Union is a New Jersey state-chartered credit union with principal office at 195 Norman Road Newark, NJ (Essex County)	8/1/2025	Effective


Click here to view a History of Applications by Bank

Pursuant to N.J.A.C. 3:1-2.4, 3:1-2.6 an individual bank, savings bank or savings and loan association may object to any full branch or relocation application, and may request that an oral presentation be conducted. All such request must be in writing and filed within 10 calendar days of the date of the Department’s publication of notice of the accepted application on its website at www.njdobi.org. Individuals or financial institutions interested in perfecting an objection or request for oral presentation should immediately consult the Department’s procedural rules for guidance.