New quality, affordable health insurance options are available in New Jersey.
Get started on HealthCare.gov and see if you qualify for financial help to lower the cost of your plan. In 2018, 8 in 10 New Jersey consumers purchasing on the Marketplace received financial help with coverage. For 2019, the average monthly amount of assistance is projected to be $401.
Open enrollment runs from November 1 to December 15. In most cases, you must have health insurance or pay a penalty. The requirement to have health insurance in New Jersey or make a Shared Responsibility Payment begins January 1, 2019.
NJ FamilyCare is New Jersey's health insurance program that provides free or low-cost health coverage for qualified residents of any age. It’s also known as Medicaid and the Children’s Health Insurance Program. Coverage includes doctor visits, prescriptions, hospitalization, vision, dental care, mental health and substance use disorder services. Eligibility is based on income and household size.
If you don’t qualify for financial help in the Marketplace or NJ FamilyCare/Medicaid, be sure to shop around. It’s important to check out your options and find a plan that meets your needs and budget. In New Jersey, health insurance for individuals and/or families can also be purchased Off the Marketplace (directly from an insurance company or with the help of an agent).
Find plans Off the Marketplace through the NJ Individual Health Insurance Program
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