If you have certain life events such as a birth, marriage, loss of coverage or relocation, you can enroll or change your current coverage through the Marketplace, or off the Marketplace, without waiting for the Annual Open Enrollment Period. In 2018, 8 in 10 New Jersey consumers purchasing on the Marketplace received financial help with coverage. For 2019, the average monthly amount of assistance is projected to be $401.
If you qualify for an SEP, you usually have up to 60 days following the event to enroll in a plan. If you miss that window, you have to wait until the next Open Enrollment Period to apply.
To enroll or make changes through the Marketplace go to Healthcare.gov
NJ FamilyCare is New Jersey's health insurance program that provides free or low-cost health coverage for qualified residents of any age. It’s also known as Medicaid and the Children’s Health Insurance Program. Coverage includes doctor visits, prescriptions, hospitalization, vision, dental care, mental health and substance use disorder services. Eligibility is based on income and household size.