Get Covered New Jersey

Get Covered New Jersey

Special Enrollment Period

If you have certain life events such as a birth, marriage, loss of coverage or relocation, you can enroll or change your current coverage through the Marketplace, or off the Marketplace, without waiting for the Annual Open Enrollment Period. Last year, 8 in 10 New Jersey consumers purchasing on the Marketplace received financial help with coverage.

If you qualify for an SEP, you usually have up to 60 days following the event to enroll in a plan. If you miss that window, you have to wait until the next Open Enrollment Period to apply.

To enroll or make changes through the Marketplace go to Logo - Click to visit website

Learn more in FAQs


Quality, affordable health insurance options are available on the Marketplace. In New Jersey, an individual earning up to about $49,960 a year and a family of four earning up to about $103,000 a year can qualify for financial help to lower the cost of their plan.

You can review your plan options using the Plan Comparison Tool or go directly to

In New Jersey, it’s the law to have health insurance. Failure to have health coverage or qualify for an exemption will result in a penalty.

Check out your options and enroll today!
Have health insurance quetions?

Off the Marketplace

If you don’t qualify for financial help on the Marketplace, be sure to shop around. In New Jersey, health insurance for individuals and/or families can also be purchased Off the Marketplace (directly from an insurance company or with the help of an agent.) Check out your options both on and off the Marketplace to find a plan that meets your needs and budget.

You can review your plan options using the Plan Comparison Tool or purchase coverage directly from a carrier.

New Jersey Individual Health Insurance Program

Which Insurers sell On and Off the Marketplace?

  • Carriers
  • AmeriHealth HMO Inc. and AmeriHealth Ins. Co.
    259 Prospect Plains Road, Bldg. M, Cranbury NJ 08512
  • Horizon Blue Cross Blue Shield of NJ and Horizon HealthCare of NJ
    Three Penn Plaza East - PP09T, Newark NJ 07105-2200 
  • Oscar Insurance Corporation (NJ)
    295 Lafayette St, New York NY 10012
  • Oxford Health Insurance (NJ) Inc.
    7440 Woodland Drive, Indianapolis, IN 46278

NJ FamilyCare/Medicaid

NJ FamilyCare is New Jersey’s publicly funded health insurance program which provides free or low-cost health care. It includes CHIP, Medicaid and Medicaid expansion populations. Qualified NJ residents of any age can be eligible for NJ FamilyCare. This includes children, parents, caretaker relatives, pregnant women, and adults with dependent children. Eligibility is based on income and household size. Find out if you are eligible.

NJ Family Care Logo

Plan Comparison Tool 2020
Screen shoot of the Video - Plan Comparison Tool 2020

Plan Comparison Tool takes you through a few simple steps to find the right medical plan for someone like you. You can compare plans and use the tool to find out if you can get help paying for coverage.

When you are done reviewing this website, please go to or contact an insurance company directly to complete an application and select a plan.

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