The State of New Jersey
NJ Department of Banking and Insurance
 
Search

Home > Consumer Information > Personal Finance > Mortgages > Foreclosures/Subprime Lending > Financial Counseling
Financial Counseling Organizations

 

Are you looking for a...

Fair Foreclosure Act Notice of Intention to Foreclose - List of Entities Providing Assistance
The following is a list of governmental and non-profit entities that may provide financial assistance or counseling to borrowers in foreclosure. 
American Credit Alliance, Inc.         
26 S. Warren St.
Trenton NJ 08608
609-393-5400
Atlantic Human Resources, Inc. 
1 S. New York Ave.
Atlantic City NJ 08401 
609-348-4131
Clarifi
1301 Bacharach Blvd.
Atlantic City NJ 08401
1-800-989-2227
Clarifi
302 Commerce Square Blvd.
Burlington NJ 08016
1-800-989-2227
Clarifi
1060 North Kings Highway
Suite 315
Cherry Hill NJ 08034
1-800-989-2227
Clarifi
4 E. Jimmie Leeds Road, Suite 9
Galloway NJ 08205

1-800-989-2227

Consumer Credit Counseling Service of Central New Jersey
1931 Nottingham Way
Hamilton NJ 08619
609-586-2574
Consumer Credit Counseling Service of New Jersey
185 Ridgedale Ave.
Cedar Knolls NJ 07927-1812
973-267-4324
Fair Housing Council of Northern New Jersey
131 Main St.
Hackensack NJ 07601
201-489-3552
Garden State Consumer Credit Counseling, Inc.
225 Willowbrook Road
Freehold NJ 07728
1-800-992-4557
Jersey Counseling & Housing Development, Inc.
29 S. Blackhorse Pike
Blackwood NJ 08012 
856-227-3683
Jersey Counseling & Housing Development, Inc. 
1840 S. Broadway
Camden NJ 08104
856-541-1000
Mercer County Hispanic Association 
200 E. State St., 2nd Floor
Trenton NJ 08607
609-392-2446
Middlesex County Economic Opportunities Corporation
1215 Livingston Ave.
North Brunswick NJ 08902 
732-790-3344
Monmouth County Human Services
Housing Services Unit
PO Box 3000
Freehold NJ 07728
732-431-7998
NJ Citizen Action (main office/financial education center
744 Broad St., Suite 2080
Newark NJ 07102
973-643-8800
1-800-NJ-OWNER
(loan counseling)
1-888-TAXES-11
(free tax preparation assistance)
NJ Citizen Action (Central Jersey
85 Raritan Ave., Suite 100
Highland Park NJ 08904
732-246-4772
NJ Citizen Action (South Jersey
2 Riverside Drive, Suite 362
Camden NJ 08103
856-966-3091
Ocean Community Economic Action Now, Inc.
22 Hyers St.
Toms River NJ 08753-0773
732-244-2351, ext. 2
Paterson Coalition for Housing, Inc.
262 Main St., 5th Floor
Paterson NJ 07505
973-684-5998
Paterson Task Force for Community Action, Inc.
155 Ellison St.
Paterson NJ 07505
973-279-2333
Puerto Rican Action Board
Housing Coalition Unit

90 Jersey Ave.
New Brunswick NJ 08903
732-249-9700
Tri-County Community Action Agency, Inc.
110 Cohansey St.
Bridgeton NJ 08302 
856-451-6330
Urban League for Bergen County
106 W. Palisade Ave.
Englewood NJ 07631
201-568-4988
Urban League for Essex County
508 Central Ave.
Newark NJ 07101
973-624-9535
Urban League of Union County
288 N. Broad St.
Elizabeth NJ 07208
908-351-7200
Homelessness Prevention Program
New Jersey Department of Community Affairs
(866) 889-6270*
*Basic eligibility is limited to: (a) single family owner/occupied dwellings with all those on the deed and mortgage occupying the house; (b) no more than one mortgage or lien encumbrance on the property; (c) no initiated or ongoing bankruptcy. Assistance will be in the form of a loan, and a lien will be placed on the property. The family must document the financial reason for nonpayment. At the time of the eligibility decision, the household must have and document income sufficient to support the household and repay the loan. There is a fee for the credit check and property search.

top of page
 

DOBI Licensed Debt Adjusters
The following is a list of State licensed debt adjusters that may provide debt adjustment.
Advantage Credit Counseling Services Inc.
Reference #1300160
2402 Jackson St., Suite 401
Pittsburgh PA 15203
412-390-1312
American Consumer Credit Counseling Inc.
Reference #9946596
130 Rumford Ave., Suite 202
Auburndale MA 02466
617-559-5730
Cambridge Credit Counseling Corp.
Reference #0518603
67 Hunt St.
Agawam MA 01001
1-800-527-7595
Community Credit Counseling Corp.
Reference #9923779
3455 Route 66
Neptune NJ 07753
732-845-2880
www.commcredit.org
Consolidated Credit Counseling Services Inc.
Reference #9826107
5701 W. Sunrise Blvd., Suite 200
Fort Lauderdale FL 33313
954-377-9102
www.debtfree.com
Consolidated Credit Solutions Inc.
Reference #1100556
5701 W. Sunrise Blvd.
Fort Lauderdale FL 33313
1-800-900-9838
www.consolidatedcreditsolutions.org
Consumer Credit and Budget Counseling Inc.
Reference #9823498
299 South Shore Road US Route 9
PO Box 866
Marmora NJ 08223
609-390-9652
www.cc-bc.com

  (Branch location)
  Consumer Credit and Budget Counseling Inc.
Reference #1300199
14104 58th St.
North Clearwater FL 33760
Consumer Credit Counseling Foundation Inc.
Reference #1200470
2301 Armstrong St., Suite 207
Livermore CA 94551
1-800-656-6207
Consumer Credit Counseling Service of Delaware Valley Inc.
Reference #9100890
1060 North Kings Highway, Suite 315
Cherry Hill NJ 08034
215-563-5665
www.clarifi.org

  (Branch location)
  Consumer Credit Counseling Service of Delaware Valley Inc.
Reference #1501741
302 Commerce Square Blvd.
Burlington NJ 08016
  (Branch location)
  Consumer Credit Counseling Services of Delaware Valley Inc.
Reference #1501742
3101 Bacharach Blvd.
Atlantic City NJ 08205
Consumer Credit Counseling Service of Maryland & Delaware Inc.
Reference #0753927
203 East Broadway
Salem NJ 08079
410-747-2050
         
        
Consumer Credit Counseling Service of San Francisco
Reference #0402042
1655 Grant St., Suite 1300
Concord CA 94520
1-800-777-7526
www.cccssf.org
Consumer Credit Counseling Service of The Midwest Inc.
Reference #0900796
690 Taylor Road, Suite 110
Gahanna OH 43230
614-552-4708
Consumer Education Services Inc.
Reference #9922598
3700 Barrett Drive
Raleigh NC 27607
919-838-8211
www.cesisolutions.org
Credit Advisors Foundation
Reference #0901134
1818 South 72nd St.
Omaha NE 68124
402-393-3100
Credit Card Management Services Inc.
Reference #1000105
1325 N. Congress Ave., #201
West Palm Beach FL 33401
561-472-8027
Credit Guard of America, Inc
Reference #9906663
791 Park of Commerce Bldg., Suite 500
Boca Raton FL 33422
561-948-7961
www.creditguard.org
Debt Counseling Corp.
Reference #0512435
3033 Expressway Drive North, Suite 103
Hauppauge NY 11749
1-888-354-6332 or 856-905-0001
www.debtcounselingcorp.org
Debt Management Credit Counseling Corp.
Reference #1000576
3310 N. Federal Highway
Lighthouse Point FL 33064
954-418-1466 or 856-905-1000
Debt Reduction Services Inc.
Reference #1000163
6213 Cloverdale Road, Suite 100
Boise ID 83713
208-378-0200
Debtwave Credit Counseling Inc.
Reference #1200614
9325 Sky Park Court, Suite 260
San Diego CA 92123
1-888-686-4040
Family Credit Counseling Service Inc.
Reference #1000246
4304 06 Charles St.
Rockford IL 61108
815-484-1600
Family Financial Education Foundation Inc.
Reference #9930037
724 Front St., Suite 340
PO Box 2125
Evanston WY 82931
307-789-2010
www.ffef.org
Family Guidance Center Corporation
Reference #9500845
1931 Nottingham Way
Hamilton NJ 08619
609-586-2574
www.fgccorp.org
Garden State Consumer Credit Counseling Inc
Reference #9101211
200 U.S. Highway 9
Manalapan NJ 07726
732-409-6281
www.navicoresolutions.org
Greenpath Inc.
Reference #9915964
36500 Corporate Drive
Farmington Hills MI 48331-3429
248-553-5400 or 248-994-8712
www.greenpath.com

  (Branch location)
  Greenpath Inc.
Reference #1100211
31 West 34th St., Suite 7030
New York, NY 10001
  (Branch location)
  Greenpath Inc.
Reference #1100213
300 Garden City Plaza, Suite 220
Garden City NY 11530
  (Branch location)
  Greenpath Inc.
Reference #1100214
175 Remsen St., Suite 1102
Brooklyn NY 11201
  (Branch location)
  Greenpath Inc.
Reference #1100215
75 South Broadway, 4th Floor, Office 462
White Plains NY 10601
Home Recovery & Mitigation Associates
Reference #1200677
121 Shelley Drive, Suite 1F
Hackettstown NJ 07840
908-813-0080 or 908-452-5644
Incharge Debt Solutions
Reference #9914761
5750 Major Blvd., Suite 300
Orlando FL 32819
407-532-5645
www.incharge.org
Integrity First Financial A NJ Non-Profit Inc.
Reference #1602186
60 Lincoln Highway
Edison NJ 08820
732-662-9780 or 732-536-8166
Investigroup NP A NJ Nonprofit Corporation
Reference #1200444
1282 Liberty Ave.
Hillside NJ 07205
908-977-7320
Money Management International Inc
Reference #9951553
14141 Southwest Freeway, Suite 1000
Sugarland TX 77478
713-394-3139
www.moneymanagement.org

  (Branch location)
  Money Management International Inc.
Reference #1100395
700 Allaire Road
Spring Lake Heights NJ 07762
National Budget Planners of South Florida Inc.
Reference #1000175
350 Sonic Ave., Second Floor
Livermore CA 94551
1-800-582-8839 or 954-785-8618
North Seattle Community College Foundation
Reference #9925870
600 University St., Suite 300
Seattle WA 98101
1-888-282-5494 or 206-374-8839

  North Seattle Community College Foundation
Reference #0900478
263 4th St.
Bremerton WA 98337
Springboard Nonprofit Consumer Credit Management Inc.
Reference #1100437
4351 Latham St.
Riverside CA 92501
951-781-0114
Take Charge America Inc.
Reference #0635379
20620 North 19th Ave.
Phoenix AZ 85022
623-266-6152
www.takechargeamerica.org
Trinity Credit Counseling Inc.
Reference #0806935
11229 Reading Row
Cincinnati OH 43241
513-769-0621
 
 
OPRA
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
line
Adobe Acrobat
You will need to download the latest version of Adobe Acrobat Reader in order to correctly view and print PDF (Portable Document Format) files from this web site.
state seal
Copyright © 2021, State of New Jersey
New Jersey Department of Banking and Insurance