The State of New Jersey
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Residential Mortgage Foreclosure Statistics

The Mortgage Stabilization and Relief Act, P.L. 2008, c. 127, (“the Act”) enacted on January 9, 2009, requires the Department of Banking and Insurance (Department) to promulgate regulations to effectuate Section 15 of the Act, N.J.S.A. 46:10B-49. 

Section fifteen requires all creditors that institute a mortgage foreclosure action in the Superior Court of New Jersey (Court) to report to the Department on a quarterly basis, on a form promulgated by the Department, information about the number of mortgage foreclosure actions filed by the creditor. The regulations have recently been adopted as N.J.A.C. 3:10-9. (see 41 N.J.R. 4193(a)).

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Residential Mortgage Foreclosure Statistics
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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