NJDOBI | Division of Banking

The State of New Jersey
NJ Department of Banking and Insurance

Home > Division of Banking
Division of Banking
Main Phone: 609-292-7272
The Division of Banking consists of two major units - the Office of Consumer Finance and the Office of Depositories.
The Office of Consumer Finance provides consumer protections through the regulation of 16 types of businesses that provide a variety of consumer financial services. Included in the Office's supervisory responsibilities are the investigation of complaints, on-site examinations, the monitoring of net worth and surety bonding requirements through annual report filings, and the initiation of enforcement actions as may be required. In addition, the Office supervises state-chartered credit unions through on-site examinations and report filings to ensure safety and soundness, as well as compliance with applicable state and federal laws.

The Office of Depositories processes and reviews applications by depository institutions for new charters, branches, relocations, plans of acquisition, mergers, bulk sales, stock conversions and auxiliary offices. In addition, the Office is responsible for the examination of state-chartered commercial banks, savings banks and savings and loan institutions and for enforcement actions involving these depositories.
Hot Topics
State-Chartered Banks, Savings Banks, Thrifts, and Limited Purpose Trust Companies: Annual Reports Due for Year-End 2023
Updated Banking Industry Financial Data Now Available
NJ Residential Mortgage Lending Act
To All NJ Chartered Banks, Savings Banks, Savings Associations, Credit Unions, NJ Licensed Mortgage Bankers and Other Interested Parties:
Regular Features

OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
Adobe Acrobat
You will need to download the latest version of Adobe Acrobat Reader in order to correctly view and print PDF (Portable Document Format) files from this web site.
state seal
Copyright © State of New Jersey, 1996 -
State of New Jersey
New Jersey Department of Banking and Insurance