The State of New Jersey
NJ Department of Banking and Insurance

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The National Association of Insurance Commissioners (NAIC) is the organization of insurance regulators from the 50 states, the District of Columbia and U.S. territories.

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Division of Insurance

RiskThe Division of Insurance is comprised of units which are charged with the licensing and oversight of the various types of insurance regulated by the State of New Jersey.

The Division of Insurance issues licenses to insurance companies, producers and other risk-assuming entities, reviews insurance products and rates for compliance with existing regulations, and monitors the financial solvency of licensees to ensure product availability in the marketplace.

The Division also responds to consumer concerns and inquiries and endeavors to educate consumers regarding insurance products and issues.

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New Jersey Department of Banking and Insurance