The State of New Jersey
NJ Department of Banking and Insurance

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Life Policy Locator Service
If you believe that a deceased loved one may have purchased life insurance coverage but cannot find the policy or annuity contract, New Jersey consumers may now use the Life Insurance Policy Locator Service developed in conjunction with the National Association of Insurance Commissioners (NAIC) to help find the lost policy of a loved one.

Individuals who believe that they are beneficiaries, as well as executors and legal representatives of the deceased individual, can submit a request to life insurance companies to search for a missing life insurance policy or annuity contract.

To initiate this search, please visit the
NAIC Life Policy Locator Service
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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New Jersey Department of Banking and Insurance