The State of New Jersey
NJ Department of Banking and Insurance

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Homeowner's Insurance

Shopping Information
Imagine if everything inside your home (clothes, furniture, appliances, children’s toys, CDs, DVDs, etc.) suddenly vanished. How much do you think it would cost to replace those things if they were destroyed in a fire? What if a thief took just one valuable possession, like a laptop computer or stereo? If your home is not protected by insurance, where will you get the money to replace its contents – or a whole new home – if disaster strikes?

Before buying a homeowner’s insurance policy, it is important to:

  • Understand the way homeowner’s insurance works
  • Identify the kind of policy and coverage you really need
  • Compare policies from different companies to find the best values

Use the tools below to help you shop for the coverage that best suits your needs.

Tools     Consumer Guides
Flood Insurance      

All homeowner's insurance policies exclude water damage caused by flood. (Required Notice Regarding Flood Insurance)

For more information regarding flood insurance, contact:

 More Information    

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State of New Jersey
New Jersey Department of Banking and Insurance