The State of New Jersey
NJ Department of Banking and Insurance
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Health Insurance Programs - Individual and Small Employer Health Coverage

In 1992, the NJ Legislature enacted two laws that gave individuals and NJ small employers guaranteed access to health coverage, regardless of health status, age, claims history, or any other risk factor.
Need Health Insurance? Try Individual Health Coverage or Small Employer Health Programs
Health Maintenance Organizations (HMOs)
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OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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State of New Jersey
New Jersey Department of Banking and Insurance