The State of New Jersey
NJ Department of Banking and Insurance
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New Jersey Insurance Lines of Authority
Property and Casualty
NOTE: See N.J.S.A. 17:17-1 for a complete description.

Paragraph Description
a Fire and Allied Lines; Earthquake, Growing Crops
b Ocean Marine; Inland Marine; Automobile Physical Damage; and Aircraft Physical Damage
e Workers' Compensation and Employers' Liability; Automobile Liability (BI); Automobile Liability (PD); and Other Liability
f Boiler and Machinery
g Fidelity and Surety
i Credit
j Burglary and Theft
k Glass
l Sprinkler Leakage and Water Damage
m Livestock
n Smoke and Smudge
o-1 Against all loss to buildings and structures, including consequential loss, and against loss or damage to property of others, caused by an insured
o-2 Against the perils of radioactive contamination and all other perils causing physical loss to nuclear energy installations and facilities including consequential loss

All other miscellaneous coverage, including but not limited to the following:

  • Loss or damage to property by epidemic
  • Against loss or damage to property by power failure or mechanical breakdown
  • Insurance against loss or damage to property or any insurable interest therein caused by insects or by radiation resulting from atomic fission
  • Engine breakdown
  • Loss or damage to property of the assured caused by falling of tanks or equipment for protecting property against fire, by explosion other than steam boilers, pipes, engines, motor, and machinery connected therewith (except fire)
  • Limited to the right to participate in associations or pools, such as NEPIA and NELIA, which associations or pools are authorized to write "ALL RISKS" insurance involving Nuclear Fuel exposure
  • Economic security
  • All other liability not covered under paragraph "e", including voluntarily assumed liability
NOTE: N.J.S.A. 17B:17-4 = Health Insurance.
Last Updated: February 8, 2000
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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New Jersey Department of Banking and Insurance