Mitigation Assistance Programs

The New Jersey Department of Community Affairs (DCA), Division of Disaster Recovery and Mitigation is partnering with communities that have been impacted by severe repetitive flooding damage to elevate eligible residential properties, resulting in lower flood insurance premiums. Participating property owners may be eligible to receive financial assistance to help cover the cost of construction to mitigate their property and supplement the cost of dislocation during construction. 

The Federal Emergency Management Agency (FEMA) determines which residential properties are potentially eligible for mitigation assistance based on repetitive flooding incidents in the past and risk of significant damage in future flood events.

Flood Mitigation Assistance                  

The Division previously applied for FMA funding from FEMA for home elevations in Fairfield Township in Essex County and Lincoln Park in Morris County. The Division was successful with its applications and received funding from FEMA to move forward with elevating homes in both Fairfield Township and Lincoln Park. The residential homes in the program have repeatedly sustained severe flood damage and/or are located within a Special Flood Hazard Area. The Division has begun work on these home elevation projects with some still underway in pre-construction or construction while other elevation projects have been completed with households able to return to their more resilient home.

Elevation Contractor Pool        

The Division of Disaster Recovery and Mitigation is putting together a pool of qualified design-build teams as a resource for property owners who are doing single-family home elevation projects through the Mitigation Assistance Programs.

Projects will be released early in 2026, but interested firms were encouraged to register by November 30, 2025.

Click here for more information.

Looking for Your Property's Flood Map?        

If people are interested in finding out more about their property and its relation to the flood zones, they can search their address on FEMA’s official flood maps. Access that webpage here. It is important to note that FEMA flood maps are continually updated through a variety of processes. Therefore, people may wish to review the supplemental documentation contained on FEMA’s Flood Maps webpage.