Existing Marketplace Customers

Welcome to Get Covered New Jersey, the state’s official health insurance marketplace where you can shop for and enroll in quality, affordable health coverage, and the only place to receive financial help to lower premium and out-of-pocket costs. As of November 1, 2020, New Jerseyans use GetCovered.NJ.gov instead of HealthCare.gov to shop for and enroll in 2021 coverage. If you previously enrolled in a health plan at Healthcare.gov, your coverage is not ending – it will continue with Get Covered New Jersey.

Residents with Marketplace plans will automatically be transitioned to Get Covered New Jersey. Existing Marketplace customers will receive notices explaining their continued coverage for 2021.

Access Your New Account

Get Covered New Jersey has worked with the federal government to continue your Marketplace health coverage. HealthCare.gov provided Get Covered New Jersey with your current application and enrollment information. This was used to create a new user account for you on GetCovered.NJ.gov. You should have received a letter or email from Get Covered New Jersey (or from no-reply@getcovered.nj.gov) with an access code to log in to your new user account. If you did not receive the email, please check your spam folder. You can access your account now. Open Enrollment for 2021 health coverage starts November 1, 2020 and ends on January 31, 2021.

Enter your access code

Where to find your access code in communications from Get Covered New Jersey:

Screenshot:  showing where to find access code

2021 Health Coverage

Open Enrollment is November 1, 2020 through January 31, 2021

If you have an existing plan on the federal Marketplace and are typically auto-renewed in coverage, you will be auto-enrolled in the same or similar plan for 2021 on Get Covered New Jersey. If you want to change your plan, you will be able to access your account with your access code and pick a new plan on Get Covered New Jersey during the Open Enrollment Period. If you have not selected auto-enrollment, you will use your access code to access your account and can then shop and choose a plan.

You cannot enroll in a health plan the rest of the year unless you have a life event that qualifies you for a Special Enrollment Period. If you want your coverage to start January 1, you must choose a plan on or before December 31, 2020.

2020 Health Coverage

For a limited time, existing Marketplace customers will make certain changes to their coverage at HealthCare.gov. This includes changes to income or household size for coverage during the 2020 year.

 

Why shop for health insurance on GetCoveredNJ?

GetCoveredNJ is the only place where you can apply for financial help to lower the cost of your monthly premiums and out-of-pocket costs for health insurance. Open Enrollment is here. Shop and compare plans now, and check if you may qualify for financial help to lower your costs. Enroll by December 31 for coverage starting January 1.

Get Started


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