Get Covered New Jersey is the state’s official health insurance marketplace. It is where individuals and families can easily shop for and buy health coverage, and the only place to receive financial help. You can use GetCoveredNJ to compare health plans and calculate costs, and to choose the plan that works best for you and your family. It is the only place you will be able to apply for financial help to lower your monthly insurance premium and out-of-pocket costs. It can also find if you might qualify for free or low-cost health insurance through New Jersey’s publicly funded health insurance program, NJ FamilyCare.
The state’s Marketplace, GetCoveredNJ, was established by law by Governor Phil Murphy on June 28, 2019. The law is part of the state’s work to improve access to health coverage and care for New Jersey residents and build up the progress made through the Affordable Care Act. With its own Marketplace, New Jersey can improve access to coverage for residents. It can also invest in more outreach and trained experts who provide enrollment help right in the community.
With a state Marketplace, New Jersey can also have a longer Open Enrollment Period and establish Special Enrollment Periods in order to respond to the needs of its residents. For the 2021 plan year, Open Enrollment started November 1, 2020 and ended January 31, 2021. A COVID-19 Special Enrollment Period is now in effect.
GetCoveredNJ is focused on increasing access to affordable, high-quality health insurance for residents of New Jersey. The New Jersey Department of Banking and Insurance (DOBI) operates GetCoveredNJ.