Official Site of The State of New JerseyNJ FamilyCare/Medicaid provides health care coverage for pregnant women who live in New Jersey and who are either U.S. Citizens or lawfully present immigrants. To qualify for NJ FamilyCare, the total family income must be at or below 205% of the Federal Poverty Level. For a family of 4, that is $5,638 a month (2026 guidelines).
Pregnant women who do not qualify for NJ FamilyCare
There are other health care coverage programs for pregnant women who do not qualify for NJ FamilyCare:
- GetCoveredNJ, New Jersey’s Health Insurance Marketplace. Must be U.S. Citizen or Qualified Immigrant.
- Medical Emergency Payment Program covers emergency services, including labor and delivery, for New Jersey residents age 19 and older who do not qualify for NJ FamilyCare because they do not meet the U.S. Citizenship or immigration requirement.
- NJ Supplemental Prenatal and Contraceptive Program (NJSPCP) covers prenatal (pregnancy) and contraceptive (family planning) care in clinics, hospitals, Federally Qualified Health Centers, and family planning centers. Must meet NJ FamilyCare guidelines except for U.S. Citizenship or immigration requirement.
- Federally Qualified Health Centers (FQHCs) have sliding fee scales for a wide range of services.
- Charity Care helps with hospital bills.
- Private Health Insurance