Official Site of The State of New JerseyTemporary Disability Insurance for Young Workers
Temporary Disability Insurance (TDI) gives cash benefits to New Jersey workers who cannot work due to a non-work related physical or mental health condition or other disability. Some examples of these conditions include but are not limited to pregnancy, injuries, anxiety, depression, sexual and domestic violence, and drug addiction There is no age limit to apply for TDI.
Temporary Disability Insurance pays 85% of your average wages, up to a maximum of $993/week in 2022.
A healthcare provider certifies how long you need to recover, up to 26 weeks.
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New Jersey workers are encouraged to apply.
Temporary Disability Insurance is available to most New Jersey workers. To have a valid claim for Temporary Disability Insurance, you need to have paid into the program through your employment and meet minimum earnings requirements.
Your employer must report your wages to the state after each calendar quarter. When reviewing your claim, we look at earnings reported for 5 completed quarters before the week your disability began. The first 4 quarters of that time frame is the base year.
To qualify for Temporary Disability Insurance in 2022, you must have worked 20 weeks earning at least $240 weekly or have earned a combined total of $12,000 in the base year.
Your regular base year period consists of 52 weeks and is determined by the date you apply for benefits, as outlined in the chart below:
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If your claim is dated in: |
Your claim is based on |
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January 2022 |
October 1, 2020, to September 30, 2021 |
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April 2022 |
January 1, 2021, to December 31, 2021 |
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July 2022 |
April 1, 2021, to March 31, 2022 |
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October 2022 |
July 1, 2021, to June 30, 2022 |
The wages earned during your base year will determine the amount of weekly benefits you may receive. It also determines total amount you can receive throughout the life of a claim.
For workers who don't qualify with a standard base year, we have other ways of calculating a base year. Click here for more information on these alternate base years.
You can apply for Temporary Disability Insurance benefits online, in the mail, or by fax. Instructions are included on the application.
Learn more about how to apply here.