Consent Orders
Billing Express NY Corp, Brooklyn, NY
Order #E25-09, April 3, 2025
Respondent operated a third party billing service in New Jersey without obtaining prior certification from the Department.
Sanction: Fine - $5,000
Exclusive PIA, LLC and Joy Alarcon-Castro, Hialeah, FL
Order #E25-10, April 3, 2025
Respondents issued 20 public adjuster contracts on behalf of Exclusive PIA, LLC when it was not licensed as a public adjuster and issued public adjuster contracts that failed to contain required terms and conditions.
Sanction: Fine - $10,000
Donte Sterling and Silverline Adjustment, Inc., Philadelphia, PA
Order #E25-11, April 14, 2025
Respondents issued a public adjuster contract that did not clearly define the services to be rendered, did not submit current addresses to the Department and did not cooperate with the Department’s investigation.
Sanction: Fine - $2,500
Kenneth D. West, Dallas, TX
Order #E25-12, April 14, 2025
Respondent sold two health insurance policies to New Jersey residents prior to obtaining a New Jersey insurance producer license.
Sanction: Fine - $5,000
Michael Patrick Diviney and Property Damage Adjusters, Inc., Deptford, NJ
Order #E25-13, April 14, 2025
Respondents previously issued Final Order E22-48 that stipulated Respondents entered into at least 80 public adjuster contracts that did not specifically or clearly define the services to be rendered, did not indicate the time the contracts were executed, and did not prominently include a section that specified the procedures to be followed by insureds to cancel the contract, including any requirement for a written notice, the rights and obligations of the parties if the contract is cancelled at any time, and the costs to the insured for services rendered in whole or in part. The Respondents appealed and as a result agreed they entered into at least 80 public adjuster contracts that did not specifically or clearly define the services to be rendered and did not indicate the time the contracts were executed. The procedures to be followed by insureds to cancel the contract was dismissed.
Sanction: Fine - $15,000 |
Consent Order
Assured Partners of New Jersey, LLC, Cranford, NJ
Order #E25-06, March 6, 2025
Respondent failed to supervise an employee in the issuance of certificates of insurance which contained false coverage amounts. Respondent also directed an improper premium rebate credit.
Sanction: Fine - $10,000 |
Consent Order
Oneil Garcia, Woodland Park, NJ
Order #E25-02, February 11,2025
Respondent submitted false information to an insurer to obtain policy discounts for three applicants.
Sanctions: Producer Act – License Revocation; Fraud Act – $5,000 fine and a Fraud surcharge of $250
Final Order
Margot Brown, Toms River, NJ
Order #E25-03, February 19, 2025
Respondent provided false information on two applications for homeowners insurance.
Sanctions: Producer Act – License Revocation and $2,500 fine; Fraud Act – $2,500 fine and a Fraud surcharge of $1,000
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