Existing Marketplace Customers

Welcome to Get Covered New Jersey, the state’s official online Marketplace to shop for and enroll in health coverage. Starting November 1, 2020, New Jerseyans will be able to shop for and enroll in 2021 coverage on GetCovered.NJ.gov instead of HealthCare.gov. GetCoveredNJ is the only place New Jerseyans can get financial help to lower the cost of a health plan for 2021 coverage.

Access Your New Account

If you are now enrolled in a Marketplace plan, you will keep your 2020 plan. Get Covered New Jersey will take steps to enroll you in a similar plan for 2021. To see your health plan for 2021 or to pick a new plan, you will need to use the GetCovered.NJ.gov website instead of HealthCare.gov.

New Jersey will stop using HealthCare.gov and start using the new State-based Marketplace, GetCoveredNJ, starting November 1, 2020. You can shop here for health insurance and apply for financial help to lower costs.

To help make the move, HealthCare.gov provided Get Covered New Jersey with your current application and enrollment information. This was used to create a new user account for you on GetCovered.NJ.gov.

You should receive a letter from GetCoveredNJ with an access code to log in to your new user account. You can access your account starting November 1, 2020.

2021 Health Coverage

Open Enrollment is November 1, 2020 through January 31, 2021

To shop for health plans and enroll in coverage for 2021 during Open Enrollment, go to When Can I Buy Insurance? You cannot enroll in a health plan the rest of the year unless you have a life event that qualifies you for a Special Enrollment Period. If you want your coverage to start January 1, you must choose a plan on or before December 31, 2020.

2020 Health Coverage

For a limited time, existing Marketplace customers will make certain changes to their coverage at HealthCare.gov. This includes changes to income or household size, or to enroll in a Special Enrollment Period for coverage during the 2020 year. You can review 2020 plan options on and off the Marketplace here.


Why shop for health insurance on GetCoveredNJ?

GetCoveredNJ is the only place where you can apply for financial help to lower the cost of your monthly premiums and out-of-pocket costs for health insurance. Open Enrollment starts November 1, 2020. You can start browsing health plans and check if you are eligible for financial help now.

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