Existing Marketplace Customers

Welcome to Get Covered New Jersey, the state’s official health insurance marketplace where you can shop for and enroll in quality, affordable health coverage, and the only place to receive financial help to lower premium and out-of-pocket costs. As of November 1, 2020, New Jerseyans use GetCovered.NJ.gov instead of HealthCare.gov to shop for and enroll in 2021 coverage.

Due to the American Rescue Plan Act, Get Covered New Jersey customers are now eligible for new and expanded financial help. The State of New Jersey is also providing additional savings. This means more people now qualify for more financial help.

If you did not qualify for financial help before because your income was too high, you may qualify under these recent changes. If you already receive financial help, you are likely eligible for additional premium reductions.

Get Covered New Jersey automatically updated as many consumer accounts as possible to reflect the new financial help. If you are an existing consumer, you can log in to your GetCoveredNJ account to see if increased financial help has been applied to your account. If not, update your information to see if you can receive more savings.

IMPORTANT: Existing Marketplace consumers who have received unemployment compensation in 2021, those who do not receive financial help, and those who have opted to apply only a portion of their financial help to their premium each month will not have their accounts automatically updated by GetCoveredNJ. To receive available savings, please log in to your account and follow the instructions below to have these changes reflected in your account.

Current Enrollees can follow these easy steps to begin making these changes today.

Received unemployment income in 2021? Follow this step-by-step guide for special savings.

Access Your Account

If you already have a Get Covered New Jersey account, log in here and select “Returning to GetCoveredNJ” to view your account information or report changes.

Screenshot: showing where to find Returning to GetCoveredNJ

Returning to GetCoveredNJ?

Experienced a recent change?

If you are enrolled in a 2021 plan at Get Covered New Jersey, certain life events such as pregnancy, having a baby, or family members losing other coverage qualify you for a Special Enrollment Period with coverage dates specific to those events. You should also update your application if your income changes, as that can impact your eligibility. If you would like to change your current coverage unrelated to a specific life event, you may do so through the COVID-19 Special Enrollment Period.

For more information, see When Can I Buy Insurance?

Where to find your access code in communications from Get Covered New Jersey:

Get Covered New Jersey worked with the federal government to continue Marketplace health coverage for residents previously enrolled at Healthcare.gov. HealthCare.gov provided Get Covered New Jersey with 2020 application and enrollment information. This was used to create a new user account for consumers on GetCovered.NJ.gov. Consumers should have received a letter or email from Get Covered New Jersey (or from no-reply@getcovered.nj.gov) with an access code to log in to a new user account. If you did not receive the email, or cannot locate your access code, please call the Consumer Assistance Center to request your access code at 1-833-677-1010.

 Screenshot: Showing where to find Access Code

Enter your access code
Need insurance? New Jerseyans can still enroll.

The Enrollment window is extended for New Jerseyans in need of coverage who can enroll through the COVID-19 Special Enrollment Period.

You may also enroll or change your existing plan if you’ve had certain life events, such as pregnancy, having a baby, or loss of income.

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