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Governor Phil Murphy • Lt. Governor Sheila Oliver

Division of Taxation

Homeowners

Filing deadline: February 28, 2023.

You are eligible if you met these requirements:

  • You were a New Jersey resident; and
  • You owned and occupied a home in New Jersey that was your principal residence (main home) on October 1, 2019; and
  • 2019 property taxes were paid on that home; and
  • Your 2019 New Jersey gross income was $250,000 or less

When benefits will be paid:

We will begin paying ANCHOR benefits in spring of 2023. ANCHOR benefits will be paid in the form of a direct deposit or check, not as credits to property tax bills.

All property tax relief program information provided here is based on current law and is subject to change.

We sent notifications that included the property ID and PIN when we began accepting applications for the filing year.

Retrieve your ID and PIN Online

If you filed a 2018 Homestead Benefit last year for the same property you owned and occupied on October 1, 2019, access the online ID and PIN application to get your ID and PIN.

If you did not file a Homestead Benefit application last year or cannot retrieve your ID and PIN through the online system, you may still be able to request an ID and PIN by:

You can find your gross income on line 29 of your 2019 NJ-1040 tax return. If you were not required to file a 2019 New Jersey Income Tax return, report zero as your gross income.

If you do not have a copy of your 2019 NJ-1040 tax return, complete the "Gross Income Request Form" below and include a copy of your government issued photo ID.

If these circumstances exist, you may not claim an ANCHOR benefit for 2019:

  • Your principal residence was completely exempt from paying property taxes (such as certain totally and permanently disabled war veterans).
  • You made P.I.L.O.T. (Payments-in-Lieu-of-Tax) payments to your municipality. These payments are not considered property taxes for purposes of the ANCHOR Benefit.

You are not eligible for a benefit for a vacation home, a "second home," or a property you owned and rented to someone else. If you owned more than one property in New Jersey, only file the application for the property that was your main home on October 1, 2019.

If you were a resident shareholder of a cooperative housing complex or you owned a condominium and you paid property taxes on the unit, you are considered a homeowner for purposes of applying for the ANCHOR benefit. You are not considered to be living in a multiple-unit property. Answer no to the multi-unit question when filing.

If you were a resident of a continuing care retirement community and your continuing care contract required you to pay the proportionate share of property taxes attributable to the unit, you are considered a homeowner for purposes of applying for the ANCHOR benefit. You are not considered to be living in a multiple-unit property. Answer no to the multi-unit question when filing.

What You Need to File

You will need the assigned Identification Number and PIN of your principal residence (main home) you owned and occupied on October 1, 2019, to file by phone or online. Also, be prepared to provide your:

You will also be asked if:

  • You owned the property with someone who is not your spouse/CU partner. If yes, what percentage did you own?
  • The property had more than one unit. If yes, what percentage of the property did you use as your main home?

File Online

File by Phone
1-877-658-2972

File a Paper Application

Line-by-Line Filing Instructions

How Benefits are Calculated and Paid

Homeowner FAQs

Last Updated: Wednesday, 03/08/23