NJ Division of Taxation - Property Tax Relief Programs

Property Tax Relief Programs

Under 65 and not Collecting Social Security Disability Benefits (Homeowners/Renters/Mobile Home Owners)

ANCHOR Benefit Confirmation Letter
Eligible New Jersey homeowners and renters under 65 and not collecting Social Security disability benefits may have their ANCHOR applications filed on their behalf by the Division. We will begin sending those taxpayers an Anchor Benefit Confirmation Letter on August 13, 2025, with details of the upcoming filing.

If you do not receive an Anchor Benefit Confirmation Letter, you will have the opportunity to file an Application for Property Tax Relief on your own when online filing is available in mid-August.

New in 2025 — We will not send out mailers with ID/PIN information to file your application, as we no longer require it for identification purposes. Instead, all applicants filing online must verify their identity through ID.me while using our online web application.

Seniors/Social Security Disability Benefit Recipients (Homeowners, Renters, and Mobile Home Owners)

New in 2025 — Single Combined Application: We have made it easier for seniors and those receiving Social Security disability benefits in New Jersey to apply for Property Tax Relief with a new, simplified process. Our goal is to make the filing experience more straightforward and efficient. We have a single combined application (Form PAS-1) for the Senior Freeze (Property Tax Reimbursement), ANCHOR, and Stay NJ programs for residents 65 and over, or those collecting Social Security disability benefits. We will use the information in your PAS-1 to determine your eligibility and send a letter at the end of the year with the specific benefits you qualify for.

We have mailed out all of the application booklets (Form PAS-1). We will not automatically file the PAS-1 for taxpayers 65 or older, or those receiving Social Security disability benefits. You must file the PAS-1 application on your own — online or by paper. This includes senior residents who qualify only for the ANCHOR Program. You must file the PAS-1 to receive the ANCHOR benefit.

Filing Information

File Online Print Forms and Instructions Check Benefit Status

Filing Deadline: The deadline to file is October 31, 2025.

The online application requires identity verification through ID.me.
Have one of the following ready: driver's license, state ID, passport card, or passport. Additional documentation may be required. If so, you will need either two primary documents or one primary and two secondary documents from the provided list. We recommend you prepare these in advance.

Applicants 65 and over or those collecting Social Security disability benefits may also need:

Property details from your Tax Collector's office or property tax bill for 2023 and 2024 (i.e. County/Municipality Code, Block/Lot/Qualifier, tax amounts);
Gross income reported on your 2023 and 2024 NJ-1040.

Applicants under 65 and not collecting Social Security disability benefits may also need:

Property details from your Tax Collector's office or property tax bill for 2024 (i.e. County/Municipality Code, Block/Lot/Qualifier, tax amounts);
Gross income reported on your 2024 NJ-1040.

Clarification on Completing Schedule III of PAS-1 Form

If you answered "Yes" at line 5a of the PAS-1 form, you must complete Schedule III. You must complete the schedule even if you did not move out of this property (your main home) before December 31, 2024.

Schedule III of the PAS-1 booklets that are being mailed to applicants incorrectly indicates that you should only complete the schedule if you moved before December 31.

Timeline of Benefits

Senior Freeze payments are issued first, on a payment schedule, depending on when you apply. The earliest payment will be issued July 15, 2025.
ANCHOR payments will start September 15 and continue on a rolling basis, with most applicants receiving payment within 90 days, unless additional information is required.
Stay NJ payments will be made quarterly beginning in 2026, with payments scheduled for February, May, August, and November. February and May payments are subject to the Fiscal Year 2026 State Budget, and August and November payments are subject to the Fiscal Year 2027 State Budget.

We will determine your eligibility for you and send a letter at the end of the year with the specific benefits you qualify for. The earlier you file, the sooner you will start receiving benefits.