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Division of Taxation

Property Tax Relief Programs for Homeowners, Mobile Home Owners, & Renters

Under 65 and not Collecting Social Security Disability Benefits

Anchor Program - The Division filed ANCHOR applications on behalf of many eligible New Jersey homeowners and renters under age 65 who are not receiving Social Security disability benefits. On August 13, 2025, we mailed Anchor Benefit Confirmation Letters to these applicants.

  • Applicants who received a letter and needed to update banking information, request a paper check, or decline the filing were required to submit their own application by September 15, 2025.
  • Applicants who did not receive a letter may submit an Application for Property Tax Relief on their own by October 31, 2025.

We no longer issue Identification/PIN mailers. All applicants filing online must verify their identity through ID.me while using our online web application.

Seniors/Social Security Disability Benefit Recipients

New in 2025 — Single Combined Application for the Senior Freeze (Property Tax Reimbursement), ANCHOR, and Stay NJ Programs. We have made it easier for seniors and those receiving Social Security disability benefits in New Jersey to apply for Property Tax Relief with a new, simplified process. Our goal is to make the filing experience more straightforward and efficient with a single combined application (Form PAS-1). We will use the information in your PAS-1 to determine your eligibility and send a letter at the end of the year with the specific benefits you qualify for.

We will not automatically file the PAS-1 for taxpayers 65 or older, or those receiving Social Security disability benefits. You must file the PAS-1 application on your own — online or by paper. This includes senior residents who qualify only for the ANCHOR Program. You must file the PAS-1 to receive the ANCHOR benefit.



Filing Deadline: The deadline to file is October 31, 2025.


The online application requires identity verification through ID.me.
Have one of the following ready: driver's license, state ID, passport card, or passport. Additional documentation may be required. If so, you will need either two primary documents or one primary and two secondary documents from the provided list. We recommend you prepare these in advance.

Applicants 65 and over or those collecting Social Security disability benefits may also need:

  • Property details from your Tax Collector's office or property tax bill for 2023 and 2024 (i.e. County/Municipality Code, Block/Lot/Qualifier, tax amounts);
  • Gross income reported on your 2023 and 2024 NJ-1040.

Applicants under 65 and not collecting Social Security disability benefits may also need:

  • Property details from your Tax Collector's office or property tax bill for 2024 (i.e. County/Municipality Code, Block/Lot/Qualifier, tax amounts);
  • Gross income reported on your 2024 NJ-1040.

Eligibility criteria and income reporting for the 2024 Senior Freeze.

Schedule III
If you answered "Yes" at line 5a of the PAS-1 form, you must complete Schedule III. You must complete the schedule even if you did not move out of this property (your main home) before December 31, 2024.

Schedule III of the PAS-1 booklets that are being mailed to applicants incorrectly indicates that you should only complete the schedule if you moved before December 31.

  • Senior Freeze payments are issued first, on a payment schedule, depending on when you apply. The earliest payment will be issued July 15, 2025.
  • ANCHOR payments will start September 15 and continue on a rolling basis, with most applicants receiving payment within 90 days, unless additional information is required.
  • Stay NJ payments will be made quarterly beginning in 2026, with payments scheduled for February, May, August, and November. February and May payments are subject to the Fiscal Year 2026 State Budget, and August and November payments are subject to the Fiscal Year 2027 State Budget.

We will determine your eligibility for you and send a letter at the end of the year with the specific benefits you qualify for. The earlier you file, the sooner you will start receiving benefits.



Last Updated: Tuesday, 09/16/25