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2025 Bulletins
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July 9, 2025
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Lender Bulletin 2025-11 Submitting Loans for NJHMFA Employees |
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May 29, 2025
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Lender Bulletin 2025-10 Seller's Guide Update Notice Updates to Policies and Procedures for Participating Lenders - Reminder sent on 6/27/2025 |
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May 23, 2025
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Lender Bulletin 2025-09 Important Information: MISMO File Upload -Reminder sent on 6/25/2025
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May 19, 2025
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Lender Bulletin 2025-08 HFA Advantage Lower Cost PMI Eligibility Updates Effected Programs: HFA Advantage |
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May 1, 2025
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Lender Bulletin 2025-07 Effected Programs: First Time Homebuyer and Homeward Bound |
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April 24, 2025
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Lender Bulletin 2025-06 Important Trailing/Final Documents Information -Reminder sent on 6/23/2025
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April 17, 2025
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Lender Bulletin 2025-05 NJHMFA ACES Connect Portal Update – Additional Users & Quality Control Contact |
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February 28, 2025
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Lender Bulletin 2025-04 Seller Guide Update Notice |
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February 25, 2025
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Lender Bulletin 2025-03 Important Sub-servicing Information for NJHMFA Loans |
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January 30, 2025
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Lender Bulletin 2025-02 Important Information: Lender Portal and MITAS
Offline February 7, 2025 at 2 p.m. ET |
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January 23, 2025
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Lender Bulletin 2025-01 Important Information: Subservicing with LoanCare LLC |
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2024 Bulletins
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| December 20, 2024 |
Lender Bulletin 2024-22 Announcing New Subservicing Agreement with LoanCare, LLC.
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| November 25, 2024 |
Lender Bulletin 2024-21 NJHMFA Professional Development Training
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| November 18, 2024 |
Lender Bulletin 2024-20 Proposed Amendments, New Rule, And Repeal to New Jersey Housing and Mortgage Finance Agency Rules
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| September 24, 2024 |
Lender Bulletin 2024-19 Homeward Bound Naming Convention
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| September 4, 2024 |
Lender Bulletin 2024-18: First-Generation DPA Update
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| September 3, 2024 |
Lender Bulletin 2024-17: NJHMFA Lender Benefits of XML Submissions |
| August 19, 2024 |
Lender Bulletin 2024-16: NJHMFA Updated Tradeline Requirements |
| August 15, 2024 |
Lender Bulletin 2024-15: Updated Appraisal Discrimination or Bias Information |
| August 8, 2024 |
Lender Bulletin 2024-14: Introducing Our New Single Family Manager of Business Development |
| August 7, 2024 |
Lender Bulletin 2024-13: NJHMFA Tradeline Requirements |
| June 26, 2024 |
Lender Bulletin 2024-12: NJHMFA Updated Documents Bulletin |
| June 17, 2024 |
Lender Bulletin 2024-11: NJHMFA Seller’s Guide Updates |
| June 4, 2024 |
Lender Bulletin 2024-10: Mortgage Bankers Association Annual Regional Conference |
| May 15, 2024 |
Lender Bulletin 2024-9: NJHMFA Updated Income and Purchase Price Limits |
| April 24, 2024 |
Lender Bulletin 2024-8: NJHMFA Compliance Division Introduces ACES Connect |
| March 28, 2024 |
Lender Bulletin 2024-7: NJHMFA Underwriting Review Timelines and Team Leadership Change |
| March 28, 2024 |
Lender Bulletin 2024-6: Appraisal Discrimination or Bias |
| February 22, 2024 |
Lender Bulletin 2024-5: Mortgage Record Changes for FHA loans |
| January 16, 2024 |
Lender Bulletin 2024-4: NJHMFA Servicing/Trailing Documents Update |
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January 12, 2024
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Lender Bulletin 2024-3: NJHMFA Quality Control Updates |
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January 11, 2024
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Lender Bulletin 2024-2: NJHMFA Site Evaluator Updates |
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January 9, 2024
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Lender Bulletin 2024-1: NJHMFA Delivery of PFRS Loans |
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2023 Bulletins
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| December 11, 2023 |
Lender Bulletin 2023-23: NJHMFA Internet Loan Reservation System (ILRS) Changes
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| November 29, 2023 |
Lender Bulletin 2023-22: First-Generation DPA Updates and FAQ
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| November 28, 2023 |
Lender Bulletin 2023-21: NJHMFA Internet Loan Reservation System (ILRS) Changes
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November 6, 2023
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Lender Bulletin 2023-20: NJHMFA Underwriting Updates
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October 5, 2023
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Lender Bulletin 2023-19: NJHMFA Smart Start Plus First-Generation Home Buyer Program
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August 24, 2023
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Lender Bulletin 2023-18: FHA Supplemental Consumer Information Form (SCIF)
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| August 4, 2023 |
Lender Bulletin 2023-17: NJHMFA Updated Income and Purchase Limits
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| June 9, 2023 |
Lender Bulletin 2023-16: HFA Advantage Program Updated Income Limits for Lower Cost Mortgage Insurance
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| June 2, 2023 |
Lender Bulletin 2023-15: NJHMFA Holiday Closure for Juneteenth
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| June 1, 2023 |
Lender Bulletin 2023-14: NJHMFA Single Family Program Highlights
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| May 24, 2023 |
Lender Bulletin 2023-13: Acceptable Uses of Down Payment Assistance (DPA) Funds
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| May 19, 2023 |
Lender Bulletin 2023-12: Freddie Mac Supplemental Consumer Information Form (SCIF)
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| May 1, 2023 |
Lender Bulletin 2023-11: Mortgage Bankers Association Annual Regional Conference
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| April 19, 2023 |
Lender Bulletin 2023-10: NJHMFA Seller’s Guide Updates
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| April 3, 2023 |
Lender Bulletin 2023-9: NJHMFA Holiday Closure
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| March 30, 2023 |
Lender Bulletin 2023-8: NJHMFA Underwriting Submission Checklist & Required Documents
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| March 16, 2023 |
Lender Bulletin 2023-7: NJHMFA Underwriting Review Timelines
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| March 15, 2023 |
Lender Bulletin 2023-6: NJHMFA Approved Flood Zone Determination Vendors
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| March 1, 2023 |
Lender Bulletin 2023-5: Reduction in Annual Single-Family Mortgage Insurance Premium
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| February 27, 2023 |
Lender Bulletin 2023-4: NJHMFA PFRS Program LTV Update
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| February 23, 2023 |
Lender Bulletin 2023-3: NJHMFA Annual Lender Quality Control Training
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January 26, 2023
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Lender Bulletin 2023-2: HFA Advantage Program Updated Income Limits
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| January 5, 2023 |
Lender Bulletin 2023-1: NJHMFA Seller’s Guide Updates |
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2022 Bulletins
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| December 22, 2022 |
Lender Bulletin 2022-11: NJHMFA PFRS Program LTV Update |
| December 16, 2022 |
Lender Bulletin 2022-10: NJHMFA Underwriting Review Timelines |
| November 30, 2022 |
Lender Bulletin 2022-9: NJHMFA Updated Income and Purchase Limits |
| October 21, 2022 |
Lender Bulletin 2022-8: Down Payment Assistance Program to Increase to $15,000 in Designated Counties |
| August 18, 2022 |
Bulletin 2022-7: Registration Policy Reminder |
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August 12, 2022
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Bulletin 2022-6: Introducing Our New Single Family Assistant Director of Programs |
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July 1, 2022
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Bulletin 2022-5: Updated Mortgage Rider and Statutory Requirements Disclosures for the Police And Firemen’s Retirement System (PFRS) Mortgage Program |
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June 6, 2022
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Bulletin 2022-4: NJHMFA HFA Advantage Program Increased Income Limits |
| April 6, 2022 |
Bulletin 2022-3: HFA Advantage Conventional Mortgage Program Launch & Mandatory Training |
| March 8, 2022 |
Bulletin 2022-2: HFA Advantage Conventional Mortgage Program Launch and Mandatory Training |
January 20, 2022
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Bulletin 2022-1: Updates to the Policy and Procedures (Seller’s Guide) for Participating Lenders |
| 2021 Bulletins |
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| September 10, 2021 |
Reissue Bulletin 2021-8: Hurricane Ida Disaster Appraisal Requirements |
| August 26, 2021 |
Bulletin 2021-7: First Time Homebuyer (FTHB) Qualification Update |
| July 20, 2021 |
Bulletin 2021-6: Internet Loan Reservation System (ILRS) – New Field Requirement |
| June 24, 2021 |
Bulletin 2021-5: HUD Mortgagee Letter 2021-13 – Updated Student Loan Payment Calculations |
| June 16, 2021 |
Bulletin-2021-4: Retirement-of-the-Home-Seeker-Down-Payment-Assistance-Program |
| June 16, 2021 |
Bulletin-2021-3 NJHMFA-Document-Updates-for-Down-Payment-Assistance |
| May 4, 2021 |
Bulletin 2021-2: NJHMFA Updated Income and Purchase Limits |
April 23, 2021
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Bulletin 2021-1: Updates to the Policy and Procedures (Seller’s Guide) for Participating Lenders |
| 2020 Bulletins |
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| December 29, 2020 |
Bulletin 2020-16: Updates to the Policy and Procedures (Seller’s Guide) for Participating Lenders |
| November 19, 2020 |
Bulletin 2020-15: Updates to the Temporary Credit Standard Changes Related to the COVID-19 National Emergency |
| October 29, 2020 |
Bulletin 2020-14: Mandatory Quality Control Training for Lenders |
| September 21, 2020 |
Bulletin 2020-13: Reverification of Employment |
| September 16, 2020 |
Bulletin 2020-12: Delivery of PFRS Loans |
| August 21, 2020 |
Bulletin 2020-11: Forbearance Guidance for New Loan Purchases |
| July 13, 2020 |
Bulletin 2020-10: Suspension of Refinance Transactions Under the PFRS Program |
| June 15, 2020 |
Bulletin 2020-9: Updated Income and Purchase Limits |
| May 27, 2020 |
Bulletin 2020-8: Upcoming Site Evaluator Changes |
| May 19, 2020 |
UPDATE Bulletin 2020-6: Temporary Credit Standard Changes Related to the COVID-19 National Emergency |
| April 29, 2020 |
Bulletin 2020-7: Forbearance Guidance for New Loan Purchases |
| April 28, 2020 |
Bulletin 2020-6: Temporary Credit Standard Changes Related to the COVID-19 National Emergency |
| April 3, 2020 |
Bulletin 2020-5: Electronic Delivery PFRS Loans |
| April 2, 2020 |
Bulletin 2020-4: Reverification of Employment, Appraisal, and Pest Inspection Updates Related to the COVID-19 National Emergency |
| March 24, 2020 |
Bulletin 2020-3: NJHMFA Single Family Loan Program Procedures During COVID-19 Modified Work Environment |
| March 17, 2020 |
Bulletin 2020-2: ILRS - Electronic Imaging Upload |
| February 5, 2020 |
Bulletin 2020-1: Renegotiation and Extension (R&E) Process |
| 2019 Bulletins |
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| December 20, 2019 |
Bulletin 2019-15: NJHMFA Seller's Guide Update - 2020 |
| October 31, 2019 |
Bulletin 2019-14: NJHMFA ILRS - Electronic Imaging Upload Testing |
| October 31, 2019 |
Bulletin 2019-13: NJHMFA Underwriting Submission Checklist Changes |
| October 11 , 2019 |
Bulletin 2019-12: NJHMFA FHA Condo Rules |
| July 26, 2019 |
Bulletin 2019-11: NJHMFA Mortgage Schedule Form 101 and Partial Payments |
| July 19, 2019 |
Bulletin 2019-10: Update - HUD Mortgagee Letter 19-06 DPA FHA-Insured First Mortgages with Down Payment Assistance |
| July 16, 2019 |
Bulletin #2019-9: HUD Mortgagee Letter 19-06 DPA FHA-Insured First Mortgages with Down Payment Assistance |
| June 19, 2019 |
Bulletin #2019-8: Registration Policy Reminder- Police and Fireman's Retirement System Mortgage Program (PFRS) |
| May 31, 2019 |
Bulletin #2019-7: Reminder: New DPA Disclosure Process Takes Effect |
| May 31, 2019 |
Bulletin #2019-6: Updated Income and Purchase Limits |
| April 18, 2019 |
Bulletin #2019-5: New Lender Fee Guideline |
| April 17, 2019 |
Bulletin #2019-4: New DPA Disclosure Process |
| March 15, 2019 |
Bulletin #2019-3: Introducing our New Business Development Manager |
| February 1, 2019 |
UPDATED Bulletin #2019-1: Renegotiation and Extension (R&E) Process |
| January 17, 2019 |
Bulletin #2019-2: Updates to the Policy and Procedures For Participating Lenders (Seller’s Guide) |
| January 17, 2019 |
Bulletin #2019-1: Renegotiation and Extension (R&E) Process |
| 2018 Bulletins |
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| December 21, 2018 |
Bulletin #2018-15: Mortgage Purchase Agreement |
| December 7, 2018 |
Bulletin #2018-14: ILRS and MITAS Updates Complete |
| December 4, 2018 |
Bulletin #2018-13: ILRS and MITAS Offline Dates |
| November 1, 2018 |
Bulletin #2018-12: Fillable Documents Now Available Online |
| October 2, 2018 |
Bulletin #2018-11: Down Payment Assistance Program Funding Update |
| September 6, 2018 |
Bulletin #2018-10: Reservation Confirmation Form Update |
| August 31, 2018 |
Bulletin #2018-9: "No Survey" Survey Endorsement |
| July 26, 2018 |
Bulletin #2018-8: NJHMFA First-Time Homebuyer Program Reminders |
| July 18, 2018 |
Bulletin #2018-7: NJHMFA/Principal Curtailments |
| June 27, 2018 |
Bulletin #2018-6: NJHMFA Approved Digital Signature Platform |
| June 27, 2018 |
Bulletin #2018-5: NJHMFA Pre-Closing Loan Review Timelines |
| June 22, 2018 |
Bulletin #2018-4: Post-Closing Checklists and Lender Process Step Reminders |
| June 5, 2018 |
Bulletin #2018-3A: NJHMFA First Time Homebuyer Program |
| June 5, 2018 |
Bulletin #2018-2A: Revised Lender Guidelines for the NJHMFA Down Payment Assistance Program (DPA) |
| May 25, 2018 |
Bulletin #2018-3: NJHMFA First-Time Homebuyer Program |
| May 25, 2018 |
Bulletin #2018-2: Revised Lender Guidelines for the NJHMFA Down Payment Assistance Program (DPA) |
| April 2, 2018 |
Bulletin #2018-1: HomeSeeker Re-Opens |
| 2017 Bulletins |
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| Dec. 20, 2017 |
Bulletin #2017-20: Good-bye Letters |
| Oct. 18, 2017 |
Bulletin #2017-19: Clearing Conditions for Loan Purchase |
| Sept. 27, 2017 |
Bulletin #2017-18: Non-Borrowing Spouse Signature, PUD Homeowners Insurance |
| Aug. 31, 2017 |
Bulletin #2017-17: Homeward Bound Purchase Review Submission Checklist
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| Aug. 29, 2017 |
Bulletin #2017-16: Temporary Suspension of the HomeSeeker Program |
| Aug. 23, 2017 |
Bulletin #2017-15: Non-Borrowing Spouse, Cash Back Limitations, Loan Registration |
| Aug. 16, 2017 |
Bulletin #2017-14: Lender Resources Page Reminder |
| Aug. 2, 2017 |
Bulletin #2017-13: HomeSeeker Closed Loan Submission Checklist |
| July 18, 2017 |
Bulletin #2017-12: Homeward Bound, HomeSeeker, Smart Start |
| June 28, 2017 |
Bulletin #2017-11: Recording and Closing Policy Reminders |
| June 16, 2017 |
Bulletin #2017-10: Registering Homeward Bound Loans with DPA |
| May 25, 2017 |
Bulletin #2017-9: Revised HomeSeeker Lender Guidelines |
| May 16, 2017 |
Bulletin #2017-8: Update to Recording Mortgage Documents |
| May 9, 2017 |
Bulletin #2017-7: LE, CD Forms for HomeSeeker, Smart Start Programs |
| May 5, 2017 |
Bulletin #2017-6: Power of Attorney Requests |
| May 2, 2017 |
Bulletin #2017-5: Recording Mortgage Documents |
| April 21, 2017 |
Bulletin #2017-4: New Income Limits to Boost HomeSeeker Program |
| April 3, 2017 |
Bulletin #2017-3: HomeSeeker Program Now Accepting Loan Reservations |
| March 28, 2017 |
Bulletin #2017-2: Quality Control Release Form (17k PDF)
Attachment 1: Quality Control Release Form (41k PDF) |
| February 7, 2017 |
Bulletin #2017-1: New Police and Firemen's Retirement System Mortgage Program (PFRS) Interest Rate (34k PDF) |
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