State of NJ - Department of the Treasury - NJDPB

School Employees' Health Benefits Program

Eligibility for Retired Group SEHBP coverage is available to qualified retirees of local education employers, as determined by the State Health Benefits Program.

Health Benefits Coverage — Enrolling as a Retiree fact sheet

Review Your Plan Choices

Information for Plan Year 2024

Side-By-Side Comparison of Medical Plans

Side-By-Side Comparison of Prescription Plans

Learn More About Retiree Dental Plans

Review Your Plan Choices

Summary of Benefits and Coverage

Medicare Advantage Plan Information

Aetna Medicare Advantage Plans

Medicare Advantage plans, sometimes referred to as "Part C" or "MA plans," provide Medicare Part A (inpatient hospital insurance) and Medicare Part B (outpatient medical insurance) coverage. The Aetna MA plans offer access to providers nationwide, with the same benefits in or out of network, and no referrals required.

SEHBP Medicare-eligible retirees can enroll in the following Aetna Medicare Advantage plans: Aetna Educators Medicare Advantage 10 and Aetna Educators Medicare Advantage Plan 15 (SEHBP); Aetna Medicare Advantage HMO 10; and Aetna Medicare Advantage HMO 1525.

Spouse or Partner with Different Medicare Eligibility than the Member

Medicare-eligible retirees enrolled in a non-Medicare Advantage plan and who have a spouse or partner who is not Medicare eligible will move to the Aetna MA plan while the spouse/partner and/or any covered children remain in the non-Medicare-Advantage plan. Similarly, retirees who are not eligible for Medicare but have a spouse or partner who is Medicare eligible will remain in their non-Medicare-Advantage plan (along with any covered children) while the spouse/partner is transferred to the Aetna MA plan.

Calculate Your Costs

Information for Plan Year 2024

Retiree Medical Rates

Rates for the new Aetna medical plans are currently equivalent to the rates for the corresponding Horizon medical plans. Please use the Horizon rate charts below to determine rates for the new Aetna plans.

Rates for Local Board of Education Retirees medical including Rx
Rates for Local Board of Education Retirees with Medicare Part D (no Rx)
New Jersey Educators Health Plan and Garden State Health Plan Retiree Contribution Worksheet (non-Medicare retirees)
Worksheet for Retirees paying a Percentage of the Full Cost Premium (Medicare Retirees)

Retiree Dental Rates

For State, Local Government, and Local Boards of Education Retirees

Applying for Coverage

Education Retired Health Benefit Applications – All retirees MUST submit applications online using Benefitsolver. Log in through myNewJersey or navigate to mynjbenefitshub.

Get Prescription Drug Information

Retiree prescription drug coverage is included with retired group medical plan enrollment. OptumRx is the pharmacy benefits administrator for all Retired Group members of the SEHBP.

Medicare Plan Rates for retirees enrolled in Private Medicare Part D Plans are available by request to the NJDPB's Office of Client Services

Learn About the SEHBP Healthy Rewards Program

Learn how to get rewarded for completing healthy activities.

Add-On Benefits of Your Health Plan

Eligible active and retired members and their dependents can take advantage of these add-on health programs (copays or additional out-of-pocket costs may apply).

Forge – Active, COBRA, and non-Medicare retirees enrolled in a Horizon medical plan who are 18 years of age or older can start their recovery journey with a personalized behavior health plan to help you achieve your goal.
AbleTo for Horizon members and AbleTo for Aetna members – Certain active, COBRA, and non-Medicare retirees who are enrolled in a Horizon medical plan or the Aetna Garden State Health Benefits Plan can get a personalized, behavior health-focused 8-week program to learn skills to help you enjoy more out of life.

Find Other Resources