Official Site of The State of New Jersey

The Supplemental Annuity Collective Trust (SACT) of New Jersey

The SACT is a voluntary investment program that provides retirement income separate from, and in addition to, your basic pension plan. The program consists of two separate plans: the SACT-Regular Plan and the SACT-Tax-Sheltered Plan.

Contact SACT

Contact the SACT at the NJDPB in writing or by calling 609-292-7524.

List of Holdings

SACT Plan Forms

Commuter Tax$ave

The New Jersey State Employees Commuter Tax Savings Program, Commuter Tax$ave, lets you set aside before-tax dollars to pay for mass transit and commuter parking expenses, so you can avoid federal taxes and save money.

See our fact sheet, Commuter Tax$ave , and the Transit and Parking Flex Guide for details about eligibility and program benefits.

Commuter Tax$ave is handled by Edenred Commuter Benefit Solutions.

You can enroll on Commuter Tax$ave or by calling Edenred at 1-866-512-8769.

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Tax$ave

The State Employee Tax Savings Program, Tax$ave, lets you set aside before-tax dollars to pay certain medical, dental, and dependent care costs, which helps you avoid federal taxes and save money.

Tax$ave is made up of three separate plans:

• The Premium Option Plan (POP);
• The Unreimbursed Medical Flexible Spending Account (Medical FSA); and
• The Dependent Care Flexible Spending Account (Dependent FSA).

See our fact sheet Tax$ave , for details about eligibility and the benefits under its component plans.

Enrollment

You must enroll in a Flexible Spending Account (FSA) each year in order to participate.

Horizon MyWay administers the Tax$ave Unreimbursed Medical and Dependent Care FSAs for the NJDPB for all State employees, regardless of whether they are enrolled in a Horizon or Aetna medical plan. You may contact Horizon MyWay customer service toll-free 1-888-215-0025. You may choose from the following enrollment options:

1. Enroll online – log in through the Horizon MyWay website by entering your date of birth and Social Security number. Then click Enter to access the online enrollment tool (ONLY available during Open Enrollment Period).

2. Enroll by paper form – download the Horizon MyWay Enrollment form , or call 1-866-999-3531 to request a paper form to be mailed to you and return via:

• Fax: 1-866-231-0214
• Secure email: HorizonMyWay.Documents@Hellofurther.com
• Mail: Horizon MyWay
  P.O. Box 14836
  Lexington, KY 40511

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2025 Tax$ave Publications

Horizon MyWay FSA Enrollment Form or enroll online.

Horizon MyWay Change In Status Form

Tax$ave Open Enrollment Newsletter

Premium Option Plan brochure

Flexible Spending Account Quick Reference Guide

Flexible Spending Account Essential Guide

COBRA Continuation Coverage Notice

Paper applications can be printed and mailed or faxed to the address/number provided on the form.

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Section 125 Plans for Local Employers

The Tax$ave Program is only available to eligible State employees.

Local government and local education employers are required to offer Section 125 plans to their employees; however, local employers must have their own Section 125 programs. Local employees should contact their benefits administrator to learn about the specific plans and benefits that are available.

Declination of POP

Enrollment in the Premium Option Plan (POP) is automatic unless you submit a Declination of Premium Option Plan form.

By declining POP you choose to pay more in taxes. To decline enrollment in this tax-saving plan, use the form for State Employees or for State College Employees .

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The Additional Contributions Tax-Sheltered program (ACTS)

Participation in the Long-term Care Insurance Plan is available to individuals and eligible family members enrolled prior to August 1, 2012. This coverage is guaranteed renewable; as long as the premiums are paid on time and benefits are not exhausted, coverage will remain in place, although premiums may change subject to regulatory review.

The Long-term Care Insurance Plan is administered for the State of New Jersey by the Empower Insurance Company of America.

Questions related to this announcement can be directed to Empower's Long-Term Care Customer Service Center at 1-800-732-0416 Monday through Friday, 8:00 a.m. to 8:00 p.m., EST.