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Governor Phil Murphy • Lt. Governor Tahesha Way

Division of Pensions & Benefits

COBRA

Retirees or their dependents covered by the SHBP or SEHBP who lose coverage may be able to continue health benefits coverage under COBRA. COBRA is not a separate health program; it is a continuation of SHBP or SEHBP coverage under the federal law. See the COBRA – Continuation of Health Benefits Fact Sheet to learn more. The length of COBRA coverage depends on the COBRA “qualifying event,” (the reason you are offered coverage).

Qualifying Events
  • Divorce or end of partnership;
  • Dependent child turns age 26;
  • or Death of the employee or retiree.

See the COBRA – Continuation of Health Benefits Fact Sheet to learn more.

The Cost of COBRA

COBRA retiree medical & prescription plan rates for Plan Year 2024

Rates for the new Aetna medical plans are currently equivalent to the rates for the corresponding Horizon medical plans. Please use the Horizon rate charts below to determine rates for the new Aetna plans.

Note: COBRA dental coverage is not available for retirees.

Applying for COBRA Coverage

If a COBRA-qualifying event occurs:

  • Retirees MUST submit COBRA applications online using Benefitsolver. Navigate to mynjbenefitshub, or you may log in through myNewJersey.

Note: Businessolver is the administrator of COBRA and will bill you directly.

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Last Updated: Wednesday, 05/22/24