State Health Benefits Program

Eligibility for Retired Group SHBP coverage is available to qualified retirees from the State including State colleges and universities, and Participating Local Government Employers, as determined by the State Health Benefits Program (SHBP).

Health Benefits Coverage – Enrolling as a Retiree

Side-by-side comparison on medical plans

Learn More about Retiree Dental Plans

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Learn more about Medicare Advantage Plans

For Plan Year 2018

Retiree Medical Rates

Retiree Dental Rates

For Plan Year 2019

Retiree Medical Rates

Retiree Dental Rates

Retiree prescription drug coverage is included with retired group medical plan enrollment. OptumRx is the pharmacy benefits administrator for all Retired Group members of the SHBP.

Medical Plan Rates for retirees enrolled in Private Medicare Part D Plans are available by request to the NJDPB's Office of Client Services

If you retired from the State and earned 25 years of service after June 30, 2007 but before June 28, 2011, or retired on a disability retirement on or after August 1, 2007 but before June 28, 2011, you are eligible to enroll in the Retiree Wellness Program (RWP). If you do not enroll and meet the yearly requirements, you have to pay 1.5% of your gross retirement check. *

  • If you are a new eligible retiree, you will receive a RWP Welcome Letter and Retiree Wellness Program Pledge form as part of your SHBP enrollment materials.
  • To enroll, you are required to submit the Retiree Wellness Program Pledge form each year to show acceptance of the terms and conditions of RWP participation.
  • You are also required, each year, to complete a Health Assessment Test (HAT); have an annual medical check-up and submit the Annual Physician Certification; obtain age and gender appropriate tests and screenings; and participate in disease management programs.
  • You have the opportunity to enroll in the RWP each year between January 1 and October 31 during the RWP Open Enrollment. If you enroll and meet the requirements, the 1.5% health contribution will stop as of January 1 of the following year.

*ABP retirees pay a health contribution equal to 1.5% of 50% of the highest salary the retiree had in the 5 years prior to retirement.

Wellness Program forms

NJ DIRECT Forms – Horizon Blue Cross Blue Shield of New Jersey (BCBSNJ):

For Aetna Wellness information and forms visit:

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Last Updated: Friday, 10/19/18